1. It is suggested that overseas insurance products include two functions: emergency rescue and medical care first. Companies that provide overseas travel insurance will generally cooperate with international emergency rescue agencies.
2. When applying for insurance, you should carefully understand the contents of emergency rescue service and the service level of overseas rescue companies that provide this service, including the agency outlets of overseas rescue companies around the world and the service status in tourist destinations.
3. As for how to determine the amount of insurance, it is the basic premise to apply for travel medical insurance in Schengen countries, and the minimum amount of medical insurance is required to be 30,000 euros. Visitors from non-Schengen countries can decide their insurance coverage according to the local cost level.
4. Generally speaking, the insurance period should cover the whole travel period.
As you said, it is possible to buy insurance on the website, which is convenient and fast. You can buy a travel accident insurance for yourself without leaving home. Moreover, in comparison, it is much cheaper to buy insurance online, and the guarantee period is flexible and optional. There is also the function of product comparison, and you can choose the product that suits you best according to your own situation.