Digital RMB is a legal value currency in digital form. It is different from third-party WeChat payment and Alipay, which also carries value transfer in digital form. In addition to the statutory advantages, it is not much different from the third-party payment digital carrier.
At present, the advantages of WeChat payment and Alipay payment are wide coverage and payment inertia. The promotion and use of digital RMB need to be strengthened.