Coordinated in Nanjing, Jiangsu Province, my wife has a best friend, and both husband and wife are her classmates. They have not yet married after graduating from university in 2012. The man has a 2-bedroom, 2-bedroom property near Hexi Wanda in Nanjing that he purchased in 2008. The man's parents are both locals in Nanjing and own a house. A house near Wanda in Hexi is used for his marriage. The woman is from Yangzhou, Jiangsu and has no real estate in Nanjing.
When the couple got married in 2015, the man’s and the woman’s families jointly invested 1 million to buy a commercial house near Nanjing South Railway Station, with a unit price of 2W3, and the remaining loan!
A simple calculation of their family income:
1. Rent a house near Wanda, Hexi, 3,500
2. The man works in a supporting position in a living company , with a monthly salary of 6,000
3. The woman works in an educational institution on Hunan Road, non-teaching position, with a monthly salary of 5,000
The family’s annual income is about 14,500*12, about 30,000 by the end of the year, totaling about 21,000, which should be This is the income of a typical middle-class family in Nanjing. Because there are already two properties in Nanjing, one has a monthly payment, the overall expenses are not very large, and the children are not yet old enough to attend kindergarten, so life is quite prosperous!
The income of provincial capital cities is also divided into several brackets
The first bracket: Guangzhou, Nanjing, Hangzhou
The second bracket: Wuhan, Changsha, Jinan, Shenyang, Fuzhou
Third tier: Chengdu, Hefei, Xi'an, Kunming, Hohhot
Fourth tier: Zhengzhou, Nanchang, Shijiazhuang, Taiyuan, Harbin, etc.
Above The data is based on the per capita disposable income ranking of 330 cities across the country in 2018. For example, Chengdu, which is very popular and ranks first in the new frontier, has a per capita income of 36,142 yuan, ranking 41st in the country. The gap between the top and bottom is as high as 1:2.2. Therefore, it is still difficult to make horizontal comparisons simply by distinguishing middle income from provincial capitals. In Guangzhou, a monthly household income of 10,000 yuan is almost the minimum threshold, but in the capital of the central and western provinces, a monthly household income of 10,000 yuan is enough to surpass the 70-year-old working-class family.
If you look at it from a nationwide perspective, there is some data for reference. Generally speaking, it is a middle-class income standard that is relatively close to the actual situation.
From the perspective of household monthly disposable income, the income range of emerging middle-class families is relatively close to the income situation of central and western cities. The increase in provincial capitals is about 20, and the majority is about 7K-10K. The income level of the standard middle class is close to that of the eastern coastal cities. The income level of the core cities in the Yangtze River Delta and Pearl River Delta increased by 30%, with the income level being around 10K-16K. If we take an average of all provincial capital cities, the figure of 8,000 should be relatively close to reality.
Many people now frequently talk about a monthly salary of tens of thousands. In fact, even in Beijing, Shanghai, Guangzhou and Shenzhen, 70% of people cannot reach this income. Not to mention other cities, Huawei is said to have a per capita annual salary of 700,000 yuan, but the actual grassroots income is only about 10,000 yuan, which is an absolutely high salary in the industry. The number of ordinary jobs in other Pearl River Delta enterprises is still around 5,000, so in cities that are not economically prosperous areas, even provincial capitals, the income is not much higher than that in ordinary second- and third-tier cities. It’s just that the consumption range is wider, the supporting facilities are more complete, and life seems to be more tasteful. Cities with truly universal high incomes are mainly concentrated in economically developed areas of the entire urban agglomeration.
Coordinated in a second-tier provincial capital city, I earn a daily salary, have weekends off, and work 22 days a month. Every Monday to Friday, I go to various tenants to collect rent. After all, people can’t be idle and collect one household a day. I drive a Mercedes-Benz to Didi on Saturdays, and drive a Porsche to deliver Meituan takeaways on Sundays. After all, the rent of tens of thousands a month is not much, but my parents feel sorry for me and will subsidize tens of thousands of living expenses every month. Now I live a fulfilling life every day. Sometimes when I am tired, I just drink a little wine. No, today’s food is good, but I drink a little too much...
I am 42 years old and have worked for 20 years. It's up to you to rely on your parents.
Currently, a set of Tanyue 101 in Shanghai Puyang City is about 130 square meters, full price!
A set at No. 1, East Bund, Shanghai, 120 square meters, fully paid.
One apartment in Dongcheng District, Beijing, about 190 square meters, one in a high-rise building is fully paid.
A set of two-in-one courtyard house in Beiwanzi Alley, fully paid.
A set of Shenzhen Mangrove Bay No. 1 is about 200 square meters, and a set of Shanyu Qinghui is about 150 square meters.
Raffles Chongqing Chaotianmen has half a floor, about 400 square meters
Coral Water Bank, Nanbin Road, area 200 square meters, full payment!
A sea view room in Sanya, with an area of ??100 square meters, fully paid, to watch the sun during the Chinese New Year!
Currently living and working in Chengdu, the villa is 500 square meters, fully paid, with two Filipino servants and a cleaner, age 25!
The next step is to buy a house in Paris and enjoy the romance of France.
I plan to buy a villa in Switzerland later and enjoy the high benefits of Nordic countries!
Hey, people are never satisfied! A mountain looks high!
I am so tired. How long will I have to fight for my house?
A colleague from a second-tier city in Hebei, a dual-employee, shared his family income:
First, salary income: middle management, salary plus performance, monthly salary of 5,500 yuan, and his wife’s monthly salary of 5,000 yuan. Total monthly income is 10,500 yuan.
The second is extra income: my monthly salary from my part-time job is 3,000 yuan!
Third loan expenditure: 2 houses, both with loans, about 6,000 yuan a month
Fourth, daily additional consumption is about 2,500 yuan. In total, plus the favor expenses, the income is only 40,000-50,000 yuan a year!
In general: wages and benefits in second-tier cities are high, but housing prices are high, costs are also high, and life is not easy! ! !
Personally, I feel that there are many factors that determine annual income. In addition to salary, there are also expenses, investment income, etc., and the development of different places is different, but there are a group of people who get rich first everywhere. , there is a group of people who developed later. As far as provincial capital cities are concerned, the average salary standard is also one of the main factors. You can look at it in detail.
In second-tier provincial capital cities, if your monthly income is three times the local average house price (square meters), you are wealthy, twice as much as you are rich, and twice as much as middle class.
I am 39 years old and have been working for 15 years. I have to rely on myself regardless of my parents.
Currently, there is a set in Pudong District, Shanghai, with a construction area of ??85 square meters, and the high-rise building is fully paid!
One apartment in Dongcheng District, Beijing, with a built-up area of ??90 square meters and a fully paid high-rise apartment.
A sea view room in Shenzhen, with a floor area of ??100, and a large flat floor fully paid for.
A villa in Chongqing Central Park, with an area of ??300 square meters, fully paid!
A sea view room in Sanya, with an area of ??50 square meters, fully paid, to watch the sun during the Chinese New Year!
Currently living and working in Changsha, the villa is 500 square meters, fully paid, with two Filipino servants and a cleaner, age 25!
The next step is to buy a house in Paris and enjoy the romance of France.
I plan to buy a villa in Switzerland later and enjoy the high benefits of Nordic countries!
Hey, people are never satisfied! A mountain looks high!
I am so tired. How long will I have to fight for my house?
International Village, the annual household is about 450,000, the consumption is about 100,000, and the saving is 350,000. I don’t know what the level is. By the way, there are two fully paid subway houses, and there are 8 years to retire, and both people in the public servants Yes, a deposit of 4 million at the end of the year
I am not from the provincial capital, so I don’t know