Feng Shui is a bit superstitious. Generally speaking, you only need to pay attention to the orientation, light, quality of the house, geographical location, surrounding environment, etc.
Notes:
p>1. Confirm the reliability of property rights.
Pay attention to whether the homeowner on the property ownership certificate is the same person as the seller; whether there is any discrepancy between the area confirmed on the property ownership certificate and the actual area; be sure to check the original of the property ownership certificate and check with the Housing Authority The authenticity of this certificate of title.
2. Check whether the house is allowed to be sold.
Confirm whether the public housing purchased at standard price has been repaid at cost or shared in proportion with the original unit; when most public housing undergoes housing reform, the original unit retains the right of priority to buy back, so it is necessary to confirm that the original unit Do you agree to transfer? Generally speaking, public housing owned by military properties, hospitals (hospitals), and schools (schools) must be stamped by the original unit before they can be transferred.
3 Check whether there is a privately built part.
Whether the roof platform or corridor is occupied; or whether there is a small attic built in the house; whether the internal and external structure of the house has been changed, such as changing the balcony into a bedroom or kitchen, dividing a room into two rooms; whether the balcony is closed by the homeowner himself or not, this involves the issue of how the balcony area should be calculated.
4 Confirm the accurate area of ??the house.
Including construction area, usable area and actual indoor area; the property ownership certificate generally indicates the construction area; the safest way is to measure the area from one end corner to the other end corner of the house, that is So called carpet area.
5 Observe the internal structure of the house.
Whether the house type is reasonable and whether there are any shortcomings that are particularly unsuitable for living; whether there are too many pipelines or unreasonable wiring; whether there are signs of water seepage on the ceiling, whether there are cracks or peeling on the walls, and other obvious problems.
Assess the municipal supporting facilities of the house.
6. Turn on the faucet to observe the quality and pressure of the water; turn on the TV to see if the image is clear and how many channels can be watched; confirm the power supply capacity of the house to avoid the problem of not being able to turn on the air conditioner in summer. ; Observe whether indoor and outdoor wires are aging; whether the telephone line is connected, whether it is an ordinary telephone line or an ISDN telephone line; whether the gas is connected, whether it has been replaced by natural gas; whether there is a hot water supply in the community, or whether the house Whether it has a water heater; the supply of heating in winter and the collection of fees; whether the number of radiators is sufficient and whether the heating temperature is sufficient.
7. Understand the status of decoration.
Whether the original house is decorated, what is the level and extent of the decoration, and whether it needs to be completely demolished; understand the internal structure diagram of the house, including the direction of the pipelines, the location of the load-bearing walls, etc., so that it can be renovated.
8. Check the level of property management.
How to charge for water, electricity, coal and heating? Should you collect it at your door or pay it yourself? Whether the three meters are out of the house; observe the brand, speed and management method of the elevator, and observe the public corridor The cleanliness and layout of the community; whether the community is closed, what is the security level, and observe the number and sense of responsibility of the security personnel; how is the greening of the community, and what services are provided by the property management company.
9. Understand the cost of future residence.
The prices of water, electricity, coal and heating; the charging standards for property management fees; the fees for parking spaces.
Trace the history of an old home. In what year was it built, how long is the land use period? Who has lived there, what is their background, and what kind of use it is; whether anything bad has happened, whether you owe money to anyone, or whether there has been a theft; whether you owe money to the property Management company expenses, as well as water, electricity, coal and heating expenses.
10. Understand the combination of neighbors.
Good neighbors will make your life happy. Choose different times to watch people coming and going in the community, and judge people’s social level through their clothes and life patterns; visit your neighbors above, below, left, and right, Find out whether they are happy living here; chat with the staff on duty at the neighborhood committee or the communication room to learn about the situation.
11. Calculate the house price.
Judge the value of the house by yourself by repeatedly comparing public houses on the market; entrust a trustworthy intermediary company or appraisal firm to conduct an appraisal; the bank will do a value-preserving appraisal when providing a mortgage. This price can be regarded as the lowest price of the house. Preservation price.
13 Conditions for second-hand housing mortgage.
Be 18 years or older, have an urban household registration, either locally or from other places; be able to provide proof of stable income to pay principal and interest; be willing to use the house you are selling as a mortgage, or be able to provide other qualified mortgages; The property rights of the purchased houses are true and reliable; relevant handling fees must be paid.
14 Hire a lawyer.
The situation of buying and selling second-hand houses is more complicated than that of commercial houses, so it is more reliable to have a lawyer provide advice and reference; it is recommended to hire a lawyer who is as familiar with the business as possible to serve as a comprehensive consultant.
15 Find an agent.
The second-hand housing information of agency companies is more comprehensive than that of individuals, but at present, the accuracy of the information still needs to be verified; before handing over your business to an agency bank, you should understand: The services provided by agency banks include: Which items? Can you help me apply for a second-hand house mortgage? If a problem occurs during the buying and selling process, is the agent bank obligated and able to compensate for the losses? What are the service charges of agency banks? Is it guaranteed to buy a satisfactory second-hand house?
16. Check whether the agency is reliable.
A valid business license issued by the local Industrial and Commercial Bureau, and an intermediary agency qualification certificate issued by the local Housing and Land Administration Bureau; the qualification certificate is issued by the industry management department, which is more effective in ensuring the reliability of the agency.
17 Keep abreast of changes in policies, procedures, and fees.
Pay attention to new news in newspapers; consult lawyers and agency companies; the most reliable thing is to consult the relevant housing management departments to keep abreast of the latest information.
18. Whether the property rights are complete.
Confirm the integrity of the property rights, whether there is any mortgage (including private mortgage), who owns the property, etc. You must know that even in Hong Kong, where the law is very perfect, such disputes will occur; you can only trust your own eyes and transfer the house payment to the original owner only after the transfer is completed.
19. Be careful about the handover of house payment and property rights.
Don’t just trust the other party’s creditworthiness. It is an important question whether to pay first and then transfer the property or to transfer the property first and then pay the money. You can consider depositing the house payment with a unit that both parties can trust, such as a law firm or a company with a higher reputation. A good agency will wait until the transfer is completed before transferring the house payment to the seller's account.
20 Ensure the smooth transfer of property rights.
The property transfer procedures must be completed through the local Housing and Land Management Bureau. Having an agency, lawyer, notarized guarantee, etc. does not count as completing the transaction process; from the perspective of buying a house, the house will not truly belong to you until the property rights are transferred. Before that, the seller can break the contract at any time.