According to the personal housing loan interest rate standard issued by China Bank official website on April 1, on the basis of the benchmark interest rate when the mortgage period is less than 25 years and the loan is fully repaid, banking institutions are allowed to implement floating interest rates. When floating interest rates are implemented, banking institutions are required to provide reasonable convenience to applicants, and preferential interest rates are implemented in accordance with the approval process specified in the Housing Provident Fund Loan Interest Rate Table. At present, in newspapers and information platforms, the interest rate of the second home loan of China Bank is 8.5 fold of the ten-year benchmark interest rate, which means the interest rate is 5.84. If the mortgage term exceeds 25 years, the interest rate can be calculated at 6.375 fold, which means the interest rate is 4.22%.
2. What is the regular interest of China Bank for three years after June 20021year?
Bank of China lump-sum deposit and withdrawal interest rate adjustment 202 1
Last night, many banks adjusted their deposit interest rates. On June 2 1 day, the deposit interest rates of the four major banks generally "rose and fell", the deposit interest rates for one year and above were generally lowered, and the short-term interest rates for six months and below were slightly raised. After adjustment, the maximum interest rate for time deposits is 3.25%, and that for certificates of deposit is 3.35%.
The deposit interest rates of several major banks 1 year or above are also mostly lowered. At present, the deposit interest rate does not exceed 3.25%, and the pricing of different banks is obviously different.
The lump-sum deposit and withdrawal interest rate of China Bank is 2.75% for three years, 2.25% for two years, 0-year 1.75%, 6-month 1.55%, and 3-month 1.35% since 50 yuan, except that the three-year period is 0.5 percentage point lower. The initial deposit interest rate of 5,000 yuan is 2.6% for two years, 2% for 1 year, 6-month 1.80% and 3-month 1.60%, which is consistent with the interest rates of 50 yuan time deposits of Agricultural Bank of China and Industrial and Commercial Bank of China.
Third, China Bank bought a second home loan of 270,000 yuan, which will remain the same every month for 20 years. ...
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4. What is the interest rate of China Bank's second home loan?
1, the interest rate of the second suite of commercial loans.
(1) Maximum profit
(2) The lowest interest rate is 5.39%.
2. The interest rate of the provident fund second home loan.
(1) Loan for 5 years
(2) If the loan is over 5 years, the interest rate is 3.575%.
The above interest rates are for reference only, and banks will set appropriate interest rates according to factors such as customer credit information and qualifications.
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