1985 has people's lives been affected since the collapse of housing prices in Japan?

It's not that the real estate price in China has never dropped. 1after the Asian financial crisis broke out in 1997, the real estate price in Shanghai has been falling to 5438+00 in June 2000, and it fell by 50% at the worst. So some people say that there were 1,000 square meters of houses in Shanghai twenty years ago, and the relocated houses in remote areas such as Xinzhuang, Hua Mu and Huma dropped from 2,000 yuan to 1000 yuan. At that time, the traffic difference was far away from the city center, and no one wanted it. Since the city center has dropped from 10,000 yuan, the house price is too expensive now, even if it drops by 30%, the average person can't afford it, because the extremes meet, the house price in Shanghai has been in line with that in new york, and the income is too low. It is only a matter of time before the economic law retaliates against the sharp drop in house prices.

In the 1990s, Japanese house prices plummeted. For the reality of the skyrocketing property market in various places under the current Sino-US trade dispute environment, it is worth everyone to calm down and think about it, look at the past road, and analyze where the future property market will go. Because the sharp rise and fall of the Japanese property market is not only a domestic problem, but also a complex international conflict background. The main symptoms are as follows:

1, the sharp appreciation of the yen hit Japanese export enterprises, and the Japanese government adopted a loose monetary policy to support enterprises to maintain high export volume and reduce corporate debt.

2. The interest rate has been lowered for five consecutive times, from 5% of 1985 to 2.5% of 1987, and the money supply has increased by more than two digits for four consecutive years, resulting in a large excess of liquidity in the domestic market.

3. Lowering the interest rate keeps the production and export of Japanese enterprises, and the foreign exchange earned by enterprises keeps pouring into Japanese banks. In order to expand its operating profit, the Bank of Japan tried its best to make use of ultra-low interest rates to issue loans.

4. Compared with ordinary enterprise loans, the risk of real estate mortgage loans is lower, so Japanese commercial banks invest their funds in this field. A large amount of bank loans flowed into the real estate market and began to push up housing prices. From 65438 to 0987, house prices in Tokyo rose by 53%. Those company employees who are immersed in their work are afraid of rising house prices and are busy borrowing money from banks to buy houses. And real estate developers even organized a group of unemployed people to queue up late at night as buyers, thus stirring up the mighty wave of buying houses by the whole people.

5. 1987 A commercial house of a group in Tokyo was drawn by lot, with a total price of 62 million yen and 55 square meters, and the lottery rate was 1/3700.

Let's calculate, for example, my house is worth 654.38+0 million. My assets are 654.38+0 million. If one day I need money badly, I can sell it by way of pledge loan to solve my problem. If the house price falls to 200,000, my assets will shrink to 200,000. Then I am poor. I hope that house prices will become cabbage prices every day. It is estimated that you are the person who wants to sell the house most. You can think about it. When you buy a house for 200,000 yuan, it will be reduced to the price of cabbage. Are people who don't buy houses happy? Now a cabbage for a suite.

House prices are directly related to the wealth and security of thousands of families and assets in Qian Qian. It's not good to fall and get up. The focus now needs to grow steadily.