In fact, I think westerners' understanding of dreams is more rational. They think that dreams are a portrayal of reality, that is, things that they think about day and night.
What you dream is actually the problem you worry about every day.
I can quite understand your situation. Work and family are forced by life. If you can get a house in a few years, you have to put up with it for another few years. After all, it is not easy to buy a house in Shenzhen.
If time is long and opportunity is right, don't waste your youth.