Credit card black account refers to personal credit card consumption that is due to the failure to open or cancel the credit card in time, which will be included in the bad record of personal credit report and become a credit card black account. Black letter users are not only difficult to get loans, but also difficult to find jobs. At present, many government departments and financial institutions require individuals to submit their own credit reports for reference during the recruitment process.
Under normal circumstances, if the credit card becomes a black account, it will take five years to restore the white account, but this time is too long. In the past five years, it is estimated that it is easy to have a bad influence on life because it is a black account. Bian Xiao will now show you how to "wash white" after becoming a black household. There are two ways:
1. Let the customer take the ID card to the People's Bank to type a credit report, which shows overdue or black accounts! Then let the customer go to the Exit-Entry Administration Office of the Public Security Bureau where the account is located and spend 350 yuan to get a passport to Canada or Singapore (three days in a hurry), and then take the customer with the passport to the People's Bank of China for credit investigation! If you come out, you will be a white household!
2. Operation mode: Go to the local police station with the household registration ID card and change any word after the surname. The credit check within 3 months is blank, and the success rate is 100%.
Specific instructions: Go to the village committee and say, "My mother made a mistake about my date of birth. A few days in advance or a few months later, Mr. Feng Shui said it was unlucky. I want to change it. " Because all the people in the village are acquaintances, we can get the date of birth certificate in one meal. With the certificate, I took it to the local police station to ask for a replacement card, and then the police station took it to the municipal public security bureau. It took about two and a half months and 75 days to get it done. The next new ID card, just with a different date of birth and a bad name change, became a white account in the bank, with no criminal record, but the public security system had comments.
Of course, these two methods are not so aboveboard, that is, they cheat the bank. To describe them with an idiom, they should be deceiving the world. Bian Xiao doesn't want card friends to challenge bad records and become black households. They must use their credit cards reasonably and pay back on time.