Why are some men over 30 years old and can't afford a down payment of more than 100,000 yuan?

No money is not terrible. The terrible thing is that you are confident without money.

The importance of money needs no elaboration. Make money for yourself, why not work hard? I wrote this answer carefully, so I can read it patiently. I don't like people who are full of unknown addresses and boasting. I feel perfunctory. Many times, I am a very serious person. )

I am not a man, but a woman. I think everyone has to rely on themselves, so I work hard and save money. Although the salary is not high and I don't earn much, I work hard. I was born on 1992 and graduated on 20 13. So far, I have worked in the same company, loyal and responsible, careful and diligent. (The boss said that he could work more ...) At first, the monthly salary was only over 2,000, with an average of over 3,000 in the second year, over 4,000 in the third year, over 5,000 in the fourth year, and then over 6,000. But now it's back to the past. My superiors asked me to transfer to a new department, and my commission was completely cancelled. I can only get a basic salary and little guaranteed performance, so I have to start from scratch. (I was transferred to another department before, and my salary dropped a lot every time I transferred, but I worked hard. ) In recent years, overtime is a common occurrence. I have to work overtime almost every day without overtime pay. But I think I must do it well, or I will always think about it when I go back.

20 16 is the most stressful and busy year. A person worked in two departments, working overtime until 9 pm every day, so busy that he didn't even have time to go to the toilet. He works like a high-speed gyro every day, like an iron man (eat less, rest less and work more). After work, I see stars. When waiting for the bus, I sometimes wonder why I work so hard alone. I'm exhausted. It was past ten o'clock in the evening when I got home. I am not afraid to walk alone at night, because I am used to it. I don't want to go out to eat, and I have to cook after work, so dinner is always after ten o'clock and eleven o'clock in the evening, and everyone else has fallen asleep. I'm still washing pots and pans, washing dishes and washing clothes ... (I'm a little extreme and not good enough for myself, so I don't have to follow suit)

I'm very frugal. Quilts, quilts, pillows, buckets, clothes hangers, etc. They are all from universities (2009). I work in the same city as the university, and I have basically brought all my books and daily necessities. It's very hard to move because it's very heavy. The main expenditure is rent, water and electricity, with an average of around 700 yuan every month. Buying food and cooking after work every day is both economical and hygienic. Sometimes I feel very happy when I buy some fruit to eat. I don't choose to wear them. Most of the clothes were found on the stalls found by the university. Every dress can be worn for many years. It feels good to buy dozens of clothes or shoes now. Haha, the consumption concept is seriously lagging behind. However, I have a good figure and can dress up the stall very well. My colleagues envy my figure. I don't wear makeup either, saving money and time. I only clean my skin and replenish water, which is quite cheap. For example, a set of 88 yuan (water, lotion, cream, facial cleanser) in Baiqueling Supermarket (the price was the same two years ago) can be used for half a year.

Finally, I want to expose my savings, not much. In the past four years, I have saved more than180,000. I earned every penny hard. Self-reliance and hard work are my life creed. Lanzhi was born in a secluded forest, not because no one is fragrant; Xiu De, a gentleman, didn't change his faith because he was poor. Never rely on others, or take advantage of others and get benefits from others. Besides, I am busy all day and have no contact with the outside world. ) Many people think that my life is boring, not the life of a 20-year-old woman at all, but it's nothing. Be yourself, go your own way, work hard but feel at ease. After buying a house, I have nothing, and I have to pay back the loan every month. Although I am frugal, I will be generous to my family and friends. Also helpful, basically responsive. There is an alumnus I didn't know very well. He asked me to translate his graduation thesis into English, and I helped him translate after work. I finished it carefully. The light in the corridor is broken and very dark. A man is carrying a big refrigerator. I was afraid he couldn't see the road clearly, so I turned on the flashlight on my mobile phone and escorted him downstairs all the time. This kindness is naturally cultivated when I was a child. When I was a child, I helped the grandmother in the village draw water from the well. She often praises me for being a good boy, getting good grades and helping others. I am very introverted, but I am actually very enthusiastic and sincere. I want to get acquainted with my roommates in the university. They all say that I am a very good-tempered person, especially kind and good.