Alipay issued a message late at night urging people not to sell funds. What is the reason?

There are several reasons why Alipay said this:

1. Because Alipay absorbs a large amount of funds, Alipay assumes a very large share of fund sales, mainly It is very convenient to buy from above. In the past, fund sales were mainly through banks and some third-party platforms, such as Tiantian Fund. It is too big, and they are all retail investors. Unlike some basic investors who specialize in buying funds, they have some understanding of the market. A large part of Alipay was pursued in the second half of last year.

2 The reason why Alipay said this is that it must have seen a large number of redemptions from acquired data. After all, Dad Ma is very mature in playing with data. He must issue an announcement to maintain stability, otherwise it will lead to a large-scale stampede. It is conducive to market stability. Of course, if retail investors lose money in the future, they will definitely be punished, which will affect their reputation and will not be conducive to making money later.

4. There is really no need to redeem at this point. Funds are a channel for long-term investment and financial management. This retracement has indeed exceeded many people’s expectations. Many funds have already suffered the largest decline since their establishment. At this time, you should be bolder, buy high and cut low. This is the case for most people, so you should think in reverse.

Reason: Folks, don’t leave!

If everyone is gone, what money will I make?

This is related to the charging model of fund companies. They charge management fees based on the amount of funds. If a large area is redeemed, it means it is unprofitable. Anyway, if everyone does not move, at least it will be OK in the long run. Leveling up will have little impact on the performance of the fund company. If they are all withdrawn, the conclusion will be sealed! Of course, the best profit model for fund companies is for investors to make long-term fixed investments, so fund companies will do everything possible to encourage everyone to make long-term fixed investments! Have a stable source of funding.

Also, the current position has fallen a lot. Those new funds opening positions at this time have an advantage over the newly launched funds a year ago, allowing investors to continue to buy these, or to invest in old stocks that have already fallen. Fund to maintain a steady influx of funds.

No matter how the market changes, funds must have a place to put them. If the situation is changing and it is really unbearable, redeeming it first to gain peace of mind is not a method of self-salvation.

If you are not in a hurry to spend money, you should listen to some advice and deal with it calmly. Investment is not gambling, nor is it a place to make quick money. Alipay has good intentions.

What is the biggest difference between funds and stocks? The fluctuations in ups and downs are small, making it suitable for long-term holding investments. But today's funds chase the rise and fall, and most people hold the fund for no more than a month. They are simply playing with the fund as a stock.

Why did Alipay stand up and speak out? Because he saw the background data. A financial website previously reported that the average holding period of stock funds recommended by Alipay is 1-3 months, and short-term holdings of funds will sooner or later be cut off.

Because most of Alipay users are born in the 1990s, most of them don’t know the securities market. From the initial Yu’e Bao to the current Alipay recommended funds, they all follow the trend and buy, and the amount for each person is not large. But the overall number is very large. They all belong to the group of people who have never seen the big storms in the stock market. Most people have no investment awareness but enter the fund with a speculative awareness. When they see the fund fall, they panic sell, causing the fund to become more volatile.

In fact, the fund has fallen by more than 20%, and the fund company is more panicked than you. The performance is embarrassing and cannot be explained. In fact, in the long run, the reason for the decline in this band is not sufficient. It is an adjustment, and it will definitely adjust back in the long run.

The selling of many people is destined not to see tomorrow's "Great Sun". In order to prevent these fresh leeks from feeling "disappointed" and leaving the market, Alipay issued an article late at night, calling on everyone to treat it rationally and not to Running away is equivalent to giving these people extra lessons in the middle of the night.

Don’t run. It will rise later. If you run away, it will really fall.

Everyone, don’t leave! I can still cut!! [pick your nose][pick your nose]

Of course I want to charge more handling fees

It’s obvious Let me tell you, folks, don’t run away. If you run in the stock market again, it’s over. Yesterday, half of the fund was redeemed. I will leave it alone today and see how it goes. If it continues to fall tomorrow, I will redeem all of it.

I guess most fund leeks have similar ideas to mine! In the next two days, it is estimated that the stock market will not fall sharply or rise sharply. The fund is expected to rise slightly. Once it falls by more than 2 points, the redemption wave is expected to begin! If you dare to fall sharply, I dare to redeem it. If you want to die, everyone will die together! No one can have a good time! [I want to be quiet][I want to be quiet]

First, I advise those who buy funds not to sell, otherwise a large number of redemptions will occur over a period of time, which will cause disaster.

Second, collect management fees for yourself. If you don’t sell them, they will earn fees.

Third, it is a taboo to buy funds to chase the rise and fall. Only by holding them can you gain greater profits. I advise everyone not to redeem, but long-term holding is beneficial to both the fund company and fund holders.

First of all, we need to understand what is a fund? Generally speaking, if you don't know how to trade stocks, you should give your money to fund managers and let them help you trade stocks.

So it is very clear that if you give the money to the fund manager to trade in stocks, you will sell it if you find that you have lost money, but the money has already entered the stock market, and the fund manager has no choice but to sell the stocks for money. for you.

The result is that the more people sell, the more fund managers continue to sell. The more depressed the stock becomes, the more depressed it becomes, and the more people sell, and the cycle repeats...

This phenomenon is called a continuous stampede in the stock market. Only if everyone does not move and the stock is strong enough, can there be hope of rising.

However, people’s stop-loss psychology and blindness lead to continued decline, retail investors continue to sell, fund managers continue to sell, and upstream big guys continue to buy. This is cutting leeks.

Most people think that the decline is like cutting leeks. They don’t want to continue to be cut, so they sell decisively. The result is that the stock boss’s plan succeeds. You think you can stop the loss in time, but in fact, you are a cutter, and I am a fish. ! !