What should you pay attention to when buying a LOFT house?
1. Check the LOFT floor height
A LOFT floor height that is too short will affect housing comfort, while a floor height that is too high will be subject to policy restrictions. According to the "Floor Area Ratio Index Calculation Rules", there are clear regulations on the floor height of LOFT units: when the standard floor height of a residential building is greater than 4.9 meters, regardless of whether there are partitions in the floor, the building area must be based on the level of that floor. Calculated as 2 times the projected area.
That is, if the LOFT floor height of the residential project is within 4.9 meters, the developer’s promotion and the promise of “buy one floor and get one free” in the contract are legal and valid. Nowadays, some LOFT houses have low net floor heights. After being divided into two floors, the single floor height may be insufficient.
2. Check the property rights
Most of the LOFTs currently on the market are commercial in nature. Their property rights are generally 40 or 50 years, which is different from the 70 years for ordinary residential buildings. There are certain differences in property rights. A comprehensive comparison of prices and property rights shows that the cost of living in LOFT is actually higher. Home buyers should be cautious before purchasing a property after being clear about this situation.
3. Consider the cost
Although the total price of LOFT small apartments is generally lower, overall, the cost is not low. If you are purchasing a first home, the down payment for a LOFT project is generally 50% and the loan term is up to 10 years, while an ordinary residence requires only a 30% down payment and the loan term is up to 30 years.
After moving in, the water and electricity prices in LOFT commercial and residential buildings are commercial prices, which are higher than domestic water and electricity prices. The proportion of public shares in commercial and residential buildings is larger, and property fees are higher than those for pure residences. Be sure to consider these cost budgets before purchasing LOFT products.
4. Provident fund loans cannot be used
LOFT apartments basically have 40- or 50-year property rights, and the land is commercial land, so if you want to buy a house with a loan, you cannot choose a provident fund loan. , and the loan term can only be 10 years at most. What should you pay attention to when buying a house?
Are there any scratches on the entry door? Do you have hair embroidery? Is the switch flexible? Does the window open smoothly? Are the bathroom pipes clear? Are there any cracks on the walls or floor? Does Liang look taller or lower? Do the corners of the wall look straight? What should you pay attention to when buying a house?
Location, orientation, floor, quality
Location is whether the location is good or not and whether there is room for improvement!
The orientation of the house means living in the south. Facing north is the best way for the living room and balcony to face the south. It has good lighting and sunshine all day long.
It is best to sleep in the north. If this is not possible, it is best not to face the west sun. Too fierce!
The 17th/18th floor of the high-rise elevator room is pretty good. I personally like the bottom 1/2 floor of the highest floor because it looks far and has a good meaning.
The quality depends on the type of house you buy. One of the best developers in other areas, the best tiled Seiko house in the building
You should not blindly follow the trend of buying a house. After all, you are spending your own money and you are going to live in it. It’s hard to regret the purchase if you don’t like it. So, before you think about buying a house, learn these tips first!
1. It is more important to choose a house that suits you
The main purpose of buying a house is to live in it. There are shortcomings in the community environment, parking space ratio, apartment type, and property quality. , will affect the future living comfort. If you feel that you like the house you have chosen in every aspect, then you don’t need to think too much about whether it is the right time to buy a house, and you should make a decisive move. yuqiancyh
2. Understand the importance of choosing a developer
If you choose a developer with a bad reputation, it will often lead to problems such as failure to deliver the house on time and poor quality of the house. Home buyers will suffer huge losses, so they still have to choose brand development companies. . Because brand development companies not only make products, but also build reputation. Moreover, the development company has a good reputation and lays a good foundation for future real estate development.
Three: Transportation, supporting facilities, and property management are all indispensable.
Buying a house is actually buying a life, and life is closely related to various supporting facilities in the community.
Life needs, work needs, housing needs and other requirements are what home buyers must think about when buying a house. On the contrary, if a home buyer does not fully consider the relevant supporting facilities of the community when buying a house, it may bring endless troubles to life.
Four: Future development of houses
The so-called buying expectations are actually based on the development trend of an area. The general trend of urban development basically represents the future development space of the property market. Therefore, when buying "expectations", we mainly look at two points:
The first point is to look at the real estate macro-control policies of the relevant national departments in the past two years. Main direction;
The second point is to see what major actions urban planning and other departments have made in recent years and in the future, such as new city and new district planning, rail transit planning, etc.
Five: Look for opportunities in the process of price reduction of 15%-30%
For ordinary rigid-demand projects, generally a price reduction of 10% to 15% can activate market trading volume , and for high-end luxury homes, the price needs to be reduced by 20%-30% before market demand will be significantly stimulated. Therefore, home buyers can look for opportunities in the process of price reductions of 15% to 30% on a case-by-case basis. What should you pay attention to when buying a top-floor house?
You have to pay for the insulation layer yourself, and the air conditioner in the room is at least half the size of the original standard. You don’t have to worry about water seepage, because you definitely need to add insulation. There are two floors, otherwise it would be impossible to live there in the summer. What should you pay attention to when buying a house with a yard?
Just take appropriate measures to hinder climbing on the balcony. In addition, a security door should be installed on the side facing the balcony. There is no safety problem. If so, wouldn't it be more unsafe to live on the first floor?
Having a terrace can bring many conveniences to a healthy life, which is more reasonable among the common birdcage structure houses in the city! The only thing to note is that the right to use the terrace needs to be expressed in the contract to ensure your own interests! What should you pay attention to when viewing a house?
Home buyers attach great importance to location because a good location can often make life convenient and comfortable for home buyers, and is conducive to work and life. Generally, the first choice is a large location, such as the east, south, west, or north city of the city, which is mainly determined based on the home buyer's work location or frequent activity area. After deciding on a large location, you can then choose a location in a specific area of ??the city based on your financial strength, personal hobbies, distance from your workplace, availability of good schools, childcare conditions and other factors. houses. It should be noted that not only the current pros and cons of the location in the entire region must be considered, but also the direction of future municipal planning, development prospects, etc. must be understood. Being able to comprehensively consider various factors for purchasing commercial housing and choose a location with development potential will be of great benefit.
When looking at a house, you must look at its orientation, number of floors, layout and structure. A good orientation can ensure that a large amount of sunlight enters the room directly through the windows, which improves the indoor environment of the residence and is very beneficial to the physical and mental health of the residents. The lighting windows should face the sun, so the lighting quality is high and the effect is good. The main rooms should have good direct lighting. Residential buildings with more than 1/3 and less than 2/3 of the total number of floors are better floors, and the floor height should generally not be less than 2.7 meters. In an ideal house, the living space consists of the hall, living room, living room, gym, study room, workshop, bathroom, bedroom, storage room, balcony, etc. According to their respective functions, they can be summarized into the four categories of "dynamic, quiet, dirty, and clean" Big space. When selecting, you should choose the house type, structure and interior layout that are closest to your needs from the perspective of practicality, convenience and economy, combined with the family's population, furniture arrangement, future house design, economic strength, etc., and at the same time, you should leave some room - -The current development direction of house structure is "three large and one small", that is, a large living room, a large kitchen, a large bathroom, and a small bedroom.
Although you have checked the relevant quality files when purchasing an existing house, you must also go to the site to experience the real condition of the house to understand whether it meets the standards on the certificate and whether there are any obvious problems, such as Cracks, window leaks, toilet leaks, etc. Housing quality problems are mainly caused by hidden dangers left in the design and construction, which are mainly reflected in the structure, materials, function setting, construction management, quality supervision and other aspects. It is necessary to carefully review the "Residential Quality Guarantee" and "Residential Quality Guarantee" of commercial residential buildings. "Quality Inspection Certificate", "Residential Instruction Manual" and other relevant documents to inspect its quality. Take elevators and stairs for example. Does the elevator brand qualification used have a certificate? Whether the walking stairs meet the standards or are conducive to escape, etc.
Quality issues are difficult to grasp and require a lot of professionalism. It is best to look at and choose a house with knowledgeable relatives and friends.
When looking at a house, you must look at property management. The quality of property services is an important factor in whether the house appreciates in value. Good property management will bring convenience to your future life, while poor property management will not only affect your daily life, but may also cause a lot of disputes. Therefore, when choosing a house, you should actively inquire about the property management company responsible for community services from relevant personnel. It is best to check their qualifications and strength files, and you can also go to other communities where they currently serve to inquire about their service behavior. Of course, whether the community's supporting facilities are complete is a sign of the community's maturity. It depends on its municipal, living, resting, social supporting facilities, and shopping conditions.
Since everyone’s hobbies, financial strength, personal qualities, and requirements for housing layout are different, the houses that meet their requirements are also different, but everyone hopes to achieve the optimal price-performance ratio of the house they purchase. This requires you to be patient and careful when choosing a house. If you are purchasing a house off-plan, it is best to go to the construction site regularly to check the progress and materials used, and check for sunlight, noise, water leakage, etc. in different seasons and at different times of the same day. If problems are discovered, you must consult with the developer promptly to avoid delaying move-in due to housing disputes. When selecting, try to be consistent with the future development direction of the house so that your house has the potential to increase in value. What should you pay attention to when decorating a house?
When decorating a house, you must first pay attention to the overall design and layout ~ This is especially important to pay attention to during the design stage. The layout must be reasonable, and if you don’t know how to do it, it must look comfortable. Secondly, we must pay attention to the waterproofing of the kitchen and bathroom. We must do waterproofing carefully and do a closed water test. There must be no leakage. If there is leakage, it will be very troublesome. Third, don’t let the decorator bring the materials to sell, otherwise he will most likely buy high-priced materials. Fourth, we must pay attention to the protection of projects that have been completed, such as floor tiles, but this is the work of the workers. The fifth and most important thing is to carefully review the contract terms. For example, it is best not to have an advance payment in the payment method. It is also best to add one sentence: the construction content includes all the effects of the drawings. If there is any omission in the budget, it will be regarded as a discount from the decoration company.
I hope my answer can help you with what you should pay attention to when buying a house
If you are in a small county, I am afraid that the potential for house appreciation will not be great, so the most important thing is It depends on the practicality of the house, which mainly includes the following points:
First, it depends on the property rights of the house, that is, whether the ownership is privately owned. The price of a public house or a private house is different in terms of price and subsequent additional costs. There is a big difference.
The second is to look at the house itself, in which year it was built, how old the building is, and how many years you can live there.
The third is to look at the house itself. Detailed analysis of the supporting facilities around the house, how far it is from schools, hospitals, markets, etc. If there are children at home or will be in the future, then the issue of schooling should be considered, right?
The fourth is It depends on the supporting facilities of the community. I think what you are talking about is that in small counties, there may not be property management of the community, so you don’t need to think too much about this.
Fifth, it depends on the construction quality and floors of the house. , lighting time, comfort level of each room...
There are actually a lot of things to pay attention to when buying a house. For the time being, this is all I can think of. If there are more specific questions, I can do more detailed research. If you have any questions, please contact me again. I’m willing to help. What should you pay attention to after making a down payment for a house?
Wait for the house to be closed. There is still a sum of money to be paid when the house is closed, including property fees and building maintenance funds