Sleeping in a place where the stairs are low is called "mourning people every other year" in Feng Shui.
In short, living under ladders, especially wooden ladders, will always lead to casualties or disabilities, so be careful.
I strongly suggest you move out ~
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Of course not. This is a very basic common sense in Feng Shui.
Since you really want to resolve it, you'd better move out.
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You are short of money, so you'd better not be in the west or northwest.
Anything else is fine, especially in the southeast.