What are the risks of buying a house?
1, with hidden defects.
Under normal circumstances, legal auction of real estate is based on the actual situation, and the court is not responsible for defects. The disclosure of housing-related information in the auction announcement is limited and not detailed enough, so it is difficult for bidders to fully grasp the subject matter. If there are hidden flaws, defects and damages in the present situation of the subject matter, the bidder shall bear the losses. The possible hidden defects of houses include "haunted houses" involving criminal cases, geomantic problems, lighting problems, house decoration problems and so on.
2. You can't transfer ownership without complete documents.
The most typical is the contract house, that is, the original owner of the house only has a sales contract, no real estate license, and no contract filed with the Housing Authority. This type will not be a family problem, but will affect the situation of a large number of families. Generally, it is caused by land tax or fire-fighting problems left over by developers. Even if the bidder obtains the property right of the house, it is difficult to apply for the real estate license.
The house is occupied and can't be lived.
Housing occupation is divided into legal occupation and illegal occupation. Legal possession means that the auction object itself has a lease, and a lease contract has been concluded before the court seals it up. According to the principle that the sale does not break the lease, if you want to obtain the right to use the house, you must communicate with the lessee to solve it. Illegal possession means that the related person of the original owner refuses to move out on the grounds of owing money or other creditors of the original owner occupy the house. Illegal occupation is not protected by law, but it brings obstacles to bidders and affects the repossession.
4, household registration is difficult to move in.
If the original owner of the auction house has settled down, the bidder can negotiate to ask him to move out after obtaining the property right. However, if the original owner is unwilling to move out, the court also announced that it will solve it by itself, and there is still the possibility that it is difficult for bidders to settle directly. This aspect mainly depends on the household registration management policies of specific cities. In Guangzhou, if negotiation with the original owner fails, you can directly bring the real estate license, find the police station under the jurisdiction of the house in registered permanent residence, and the original owner's account will be moved out directly.
5. The hidden cost is high.
High hidden costs mainly involve high taxes and fees, long-term arrears of property fees, water and electricity fees, etc.