Why can't loft last?
(1)40-year property right, low appreciation space.
According to the latest property law, the right to use residential construction land will be automatically renewed when it expires, and the renewal of the right to use non-residential construction land will be handled according to law. In other words, the 40-year-old commercial property LOFT apartment needs to pay the land transfer fee when it expires. As for how and how much to pay, it is still unknown. In addition, compared with residential buildings, LOFT apartments have lower appreciation space. When I want to change rooms in a few years, I found that the surrounding house prices have increased by 200%, while the LOFT in your hand has only increased by 20%. This kind of mood is self-evident.
(2) unable to settle down
As we all know, commercial apartments are not allowed to settle down, nor can they enjoy degree rooms in the region.
(3) The pool area is large
The compound swimming pool is larger than the flat floor. Flat shared high-rise buildings account for 20%, but general duplex shared buildings account for about 26%, even as high as 30%. As the pool area increases, the housing acquisition rate will decrease accordingly.
(4) The down payment ratio is high, and it is not allowed to make provident fund loans.
LOFT has a minimum down payment ratio of 50% and a maximum loan period of 10 year, and can only use pure commercial loans instead of provident fund loans.
(5) High cost of living
Loft apartment for commercial and residential use, water, coal, electricity and other expenses are charged according to commercial standards, and the property fee will be higher, which increases the daily living cost.
(6) The living environment is average
Loft is mostly used for business, and there are many people mixed up. Privacy, noise, and even travel elevators should also be considered. The stairs in apartments are generally steep and narrow, which are not suitable for the elderly and children. Finally, the Loft apartment is 4.8 meters to 5.2 meters high and is divided into two floors. The height of the upper and lower floors is relatively low, which may cause the upper floor to stand upright, especially unfriendly to tall people.
The above is what we arranged for you. Why can't loft stay long? Young people should be cautious when buying a house. Loft is not suitable for living. After reading this issue of Nie Rong, whether to buy a loft apartment, live or invest depends on your comprehensive needs and conditions. For more information about the purchase and decoration of loft apartments, you can continue to pay attention to us for details.