First, is the epidemic suitable for buying a house now?
1. Is the epidemic suitable for buying a house now? On this issue, it mainly depends on the region, income and whether there is housing demand at this stage. During the epidemic, almost all residents were isolated at home, and few people went out unless they bought necessities for their families, so there were fewer people on the street, and therefore few people went to see the house. If you buy a house at this time, the price may be more negotiable.
For those who just need it, it is also appropriate to buy a house at this time. At this stage, the housing prices in many first-tier cities have declined to a certain extent, and large real estate developers have given greater concessions in order to compound, so they can consider buying a house.
For real estate speculators, it is not recommended to buy a house at this time. Although house prices are declining at this stage, it is better to keep the money in your hand at this stage because of the great impact of the epidemic on the economy and many uncertain factors.
All in all, for those who just need it, you can consider buying. For others, buying a house in the near future is not recommended.
Second, it is not recommended to buy a house during the epidemic.
1, it is not recommended to buy a house during the epidemic period, mainly because of the current spread speed of the epidemic. The outbreak of a worldwide financial crisis should be a high probability event, and there are eggs under the nest. At this stage, the American stock market, oil and gold prices all fell off a cliff. Systemic financial risks will eventually lead to international financial crisis. Money is being released all over the world, and all stock markets and bulk raw materials are plummeting. I don't know when.
2. No matter how well the global economic downturn is controlled, China can't be immune to it. Even if the financial crisis does not affect our country, it will certainly be affected by the world market and debt default. So, leave the cash on yourself at this time.
The epidemic has a very serious impact on the world, and the damage to the social economy is also quite terrible. China is a big manufacturing country and a crazy infrastructure. At the same time, real estate is a pillar industry in China. From manufacturing to infrastructure to real estate, which industry is not capital-intensive and labor-intensive. Any enterprise goes bankrupt, there will be bankrupt bosses and a large number of unemployed employees. Therefore, it is right to keep cash.
Third, the reasons for not buying a house during the epidemic
Many people think that they can't buy a house during the epidemic. Why? In fact, there are many reasons for not buying a house during the epidemic. The following conclusions are drawn from the perspectives of supply, demand, risk and policy.
1, the supply has not decreased.
From the perspective of supply, according to the data of the Economic Information Daily, the inventory of first-,second-,third-and fourth-tier cities has not decreased significantly, and the destocking of fifth-and sixth-tier cities has continued, so it has not decreased significantly from the perspective of supply.
2. The demand has not increased.
From the demand point of view, the population will enter negative growth this year, the number of marriage registrations will also decrease year by year, and the willingness to have a second child will also decrease. There seems to be no particularly strong reason to replace it.
3. High risk
Judging from the valuation, there are three understandings in the global financial circle (before the epidemic): "American stock market, China property market and Japanese bond market". The so-called bubble is overvalued, and there is little room for high-valued assets to rise, but the room for decline is terrible. This is a bit like buying stocks at the peak of the stock market, not to mention buying a house with the leverage of bank loans, which is very risky.
4. Continuous strategic control
From the policy point of view, although there may be some loosening around, it is a national policy not to speculate in real estate, and it is also the bottom line to maintain our overall economy. Under the existing bubble conditions, how can we indulge the arbitrary development of the real estate industry?
The above is about whether it is suitable to buy a house now, why it is not recommended to buy a house during the epidemic, and why not buy a house during the epidemic. I hope I can help you!