One life, two fortunes, three geomantic omen, four virtues and five studies. What do these five mean and how to do it?

I saw this on the business card of Wang Dafu, a Shanghai divination master. He explained that a person's birth time is his destiny, which has laid the foundation for his life. Next, it depends on whether his luck can be matched. Secondly, home feng shui or office feng shui also has a 50%-60% impact on a person's fortune! Moreover, accumulating virtue is the best way to improve your fortune! Finally, reading more books and enriching your knowledge are also very helpful to improve your fortune. In fact, this sentence also missed a name; The names of individuals and companies play a second role in personal career, wealth and health, reaching 30% influence.