For friends whose family structure has been relatively stable, it is more appropriate to buy a house of residential nature. The house belongs to civil residence, and the water and electricity charges are charged according to the standards of civil water and electricity, unlike apartments, which have high living costs. Ordinary houses are generally four or five households with two ladders, or two households with one ladder. The number of households staying in is relatively small, and the privacy of travel and residence can be guaranteed, which is very important for a family.
The above is an introduction about the difference between an apartment and a house, and whether it is better to buy an apartment or a house. These two kinds of houses have their own advantages and disadvantages. Generally speaking, the purchase cost of apartment buildings is much lower than that of houses. You can know clearly before choosing and choose according to your own purchase needs.
Apartment has advantages and disadvantages, small area, low total price, complete functions, unlimited purchase and so on. And short property rights, poor lighting conditions, and inability to settle down.
What is the difference between an apartment and a house?
Difference 1: mortgage interest rate
In many cities, mortgage interest rates have risen to varying degrees, even residential commercial loans, but the interest rate of apartments in the same city is even higher than that of houses, and apartments do not support provident fund loans, which undoubtedly increases a considerable part of the cost of buying houses.
Difference 2: years of property rights
Residential houses and apartment houses have different land attributes, but property rights are related to land attributes, so the property rights of residential houses and apartment houses are different. Although there are no restrictions on the use of houses, the use of land property rights is limited. Generally speaking, the use authority of ordinary houses is generally 70 years; The right to use the apartment can be divided into 40 years and 50 years according to the type of land.
Difference 3: Water and electricity charging standard
Because of the different nature of apartments and houses, one is residential and the other is commercial, and the utilities are also different. The residence belongs to the civil residence, and the water and electricity charges are charged according to the civil water and electricity standards; The apartment belongs to commercial housing, and the utilities are charged according to the commercial water and electricity standards.
Variance 4: Settlement Rules
Nowadays, many people will move their hukou to the location of the house when they buy a house, but they cannot move their hukou when they buy a house. This is also the difference between buying a house and an apartment. If the apartment is a project built on commercial land, it is of a commercial nature and cannot be applied, but the residence is different. As long as certain conditions are met, buyers can solve the hukou problem.