1. Credit card withdrawal method of Shanghai Pudong Development Bank-outlet withdrawal
Credit card holders of Shanghai Pudong Development Bank can take their valid identity documents and credit card transaction passwords to the counters of nearby business outlets or the counters of card issuers marked on credit cards to withdraw cash.
2. One of the credit card withdrawal methods of Shanghai Pudong Development Bank-ATM withdrawal
Credit card holders of Shanghai Pudong Development Bank can withdraw cash from ATMs of institutions marked on global credit cards.
In addition, credit card withdrawal also needs to pay handling fees and interest:
1. Description of credit card withdrawal fee of Shanghai Pudong Development Bank:
Cash withdrawal charges are different at home and abroad. The following is the calculation method of Shanghai Pudong Development Bank for the cardholder's credit card withdrawal fee:
(1) Domestic withdrawal of credit cards of Shanghai Pudong Development Bank: overdraft withdrawal of credit cards of Shanghai Pudong Development Bank is charged at 3% of the cash withdrawal amount, with a minimum of 30 yuan RMB.
(2) Overseas cash withdrawal of Shanghai Pudong Development Bank's credit card: the handling fee for overseas cash withdrawal of Shanghai Pudong Development Bank's credit card is calculated at 3% of each cash withdrawal amount, and the minimum handling fee is USD 3 (or equivalent in other foreign currencies).
2. Calculation of interest on credit card withdrawal of Shanghai Pudong Development Bank:
According to the unified regulations of the People's Bank of China, Shanghai Pudong Development Bank charges a daily interest rate of 0.5 ‰ of the transaction amount, which is calculated from the date of withdrawal to the date of repayment.