Introduce the process and matters needing attention of buying a new house.

Many people will buy new houses, thinking that the value of new houses will be higher than that of second-hand houses, and their appreciation ability will be stronger in the future. For people who buy a new house for the first time, they should be able to understand the specific purchase process when buying a new house, so that they can have a bottom in their hearts when buying a house, and they don't have to worry about being discredited when buying a house. The whole process looks stupid. Since you plan to buy a new house, it is particularly important to understand the process and precautions of buying a new house. Bian Xiao has given you a detailed introduction.

New house purchase process

I. Selected houses Selected houses Selected houses Selected houses

Do a good job in the preliminary work. After investigating countless properties, we may all have a preliminary outline of our future house, compare our favorite properties and choose the one that suits us.

Second, the developer credit query developer credit query developer credit query developer credit query

It is very important that the choice of developers will directly affect their future life. Exploration is not a aimless search for a needle in a haystack. If you want to see the doorway, you have to rely on the introduction of friends, the loushu of the exhibition and the advertisements in the newspaper. Sure, don't forget to check online.

Three. Sign a purchase contract sign a purchase contract sign a purchase contract sign a purchase contract sign a purchase contract.

When signing a contract, the buyer must insist on using the normative text of the commercial housing sales contract recognized by the state, and do not use the contract text unilaterally formulated by the real estate developer to prevent contract fraud. The terms of the contract signed by the buyers must be accurate and clear, especially the key terms such as the housing area, payment amount and payment method of the buyers. The contents of the procurement contract should be as comprehensive and detailed as possible, and conflicts between terms should be avoided. The identities and responsibilities of the buyers and sellers who sign the contract should be clear. The agreement on liability for breach of contract must be reciprocal; Be careful to sign the "overlord contract"

4. Select payment method Select payment method Select payment method Select payment method Select payment method

You can choose one-time payment or bank loan installment payment according to your own situation. There are three kinds of housing loans-provident fund loans, commercial loans and portfolio loans. You can choose a suitable housing loan according to your own situation.

Verb (abbreviation of verb) notarization insurance for house purchase notarization insurance for house purchase notarization insurance for house purchase

After buying a house, of course, you can't forget the notarization and insurance of the house, which is essential.

Transfer and transfer of property rights of intransitive verbs Transfer and transfer of property rights transfer and transfer of property rights registration

After buying a house, you should apply to the Housing Authority for transfer of property rights in time. Only after you have registered the property right according to law and obtained the house ownership certificate, will your ownership and other rights of the house be protected by law. Through the registration of property rights, it can be verified whether the purchased house has property rights problems. If property rights problems are found, you can claim compensation from the seller through law in time.

Seven, delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery delivery.

When everything is settled, we can wait for the delivery of the house and move in happily after the renovation.

Matters needing attention in buying a new house

1. The developer's development and operation qualification must be legal. That is, the developer must have the Business License of Enterprise as a Legal Person and the Qualification Certificate of Real Estate Development Enterprise, and carry out development within the business scope specified by its qualification;

2, development and construction procedures must be legal. Development projects must obtain land use right certificates, construction land planning permits, construction project planning permits and construction project construction permits;

3. Business conduct is legal. In addition to the above conditions, the sale of existing homes must pass the acceptance, the supporting construction of project roads, water supply and drainage, power supply, gas supply, heating, communication and greening has been completed or the completion date has been determined, the demolition and resettlement has been implemented, and the property management has been implemented, and the real estate development project manual has been verified with the real estate management department according to regulations; In addition to the above conditions, the auction house must also obtain a pre-sale permit for commercial housing.

4. When signing a contract, we must first choose the Commercial Housing Sales Contract (model text) of the State Administration for Industry and Commerce and the Ministry of Construction, which is comprehensive and standardized; Second, pay attention to the content that the developer promises to include in the contract.

5. If you buy a house, you should ask the developer for the "Residential Instruction Manual" and "Residential Quality Guarantee" when handing over the house. ? What should be paid attention to when doing real estate warrants:? Whether the property area and contract area are the same, if there are differences, it can be handled according to the Measures for the Administration of Commercial Housing Sales of the Ministry of Construction. In addition, after handling the real estate license, a land use certificate will be issued. Pay attention to the related expenses, in addition to the above, there are transaction fees and measurement fees, which should be paid by the developers, but developers often take advantage of the fact that buyers are unfamiliar with laws and regulations and pass them on to buyers.

The process and precautions of buying a new house are as above, reminding everyone that when buying a new house, we should pay attention to the parts that should be paid attention to, especially in understanding the qualifications of real estate developers and handling real estate licenses. The house you buy must have complete documents and no omissions, so as not to bring trouble to yourself. When buying a house, you should also understand the feng shui problem of the house. Try to choose a house with a square structure and good feng shui, so that your family will not get sick and affect your career because of bad feng shui.

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