What's the point of borrowing money at the age of 30

You can't borrow money on New Year's Eve.

You can't borrow money on New Year's Eve, because borrowing other people's money is to bring other people's wealth to your home. Other people's wealth is developed according to other people's feng shui fortune and belongs to other people's special wealth, but if it is not your own wealth, whether it is positive wealth or partial wealth, if you can't control it, it is likely to backfire and destroy your good wealth.