What are the risks of buying a small property right house?
1, legal risk
Because rural property houses only have the use nature of ordinary commercial housing, but not the legal nature of ordinary commercial housing.
Therefore, the relevant provisions and systems of laws and regulations on commercial housing are invalid for small property houses, and it is difficult to safeguard the rights and interests of buyers.
2. Policy risks
After purchasing the rural property house under construction, the purchaser signs a contract with the developer and pays the house price. If the relevant departments rectify the rural property house construction project, some projects may be stopped or even forcibly removed.
Then the result can only be that the purchaser asks the developer for the purchase price, and the purchaser may face the embarrassing situation that he can neither obtain the house nor claim the house price in time.
In addition, if there is land acquisition and demolition after buying a house, because the rural property right house has no legal property right recognized by the state, the purchaser is not the legal property right owner, and it is very likely that he will not get the compensation for property right demolition. As the actual user, the compensation for demolition is very small compared with the compensation for property right.
3. Lack of supervision
The development and construction of rural property houses has not been clearly regulated, and the supervision of development and construction is also absent.
However, the development of rural property houses is not supported by bank loans. In the process of development, a large number of development funds are not regulated by the government and banks, but mainly rely on the self-discipline of developers. Once there is a problem with the funds or other links of the development unit, it is very likely to become an unfinished project.
If the purchase price is paid to the developer in advance without any qualification and supervision, there are great risks for the buyers, such as the safety of funds, whether the developer's funds are in place on time, and whether the house can be delivered on time according to quality. At the same time, without the qualification of developers, it is difficult to guarantee the quality of houses and the after-sales warranty of houses.
And the property management after occupancy is also prone to problems.
After all, when buying a house, you spend much less money than buying a commercial house, at least 1/2. In some big cities, especially Shenzhen, the house price is 1/5 or even less. The key is that the rent of these houses is not low. You can buy it as a shop and rent it directly after you buy it. The rate of return can reach more than 5%, or around.
For example, in Shenzhen, how can we allow small property houses to exist for a long time? The key is that when building a house, it is a low-end house, which wastes land. If it becomes a big property right, it can explode instantly and the profit is more than five times. Therefore, the demolition of small property houses in big cities, especially those who know some feng shui, has become a gambling developer who also knows feng shui.
Personally, as a needy family, it is worthwhile, because you bought it just for living, and we don't have much money. What's wrong with buying a house? However, small property houses are relatively low-end, especially in big cities. What kind of people exist, that is to say, living in these environments for a long time is a bit uncomfortable, but other than that, it's okay. As for the demolition, I won't give you a house. You think too much.