There is a saying in the countryside that "you don't owe money for the New Year, and you don't owe money for the New Year". China New Year is a very happy festival. Everyone hopes that there will be new good luck and smooth career and family in the new year. However, borrowing money or being in debt is not a good thing, especially during the Spring Festival, people will easily feel unlucky and unlucky.
Therefore, it is said that "the Chinese New Year is not in debt". "Debt is not paid for one year" means that the debt of the previous year cannot be brought into the new year, which is also a custom in rural areas. After all, debt is not a good thing, and it is not a good sign to bring debt in the new year.
Matters needing attention in borrowing money
IOUs and IOUs are both certificates of creditor's rights and debts, but they are quite different. An iou is a written loan certificate issued by the borrower to the lender, which proves that the two parties have established a loan contract relationship; Poor harvest is a settlement basis based on previous economic exchanges between the two sides.
In fact, it is the settlement of the past economic exchanges between the two sides, which only represents the pure creditor-debtor relationship and does not represent the loan contract relationship. Therefore, when borrowing money, you should write "IOU" instead of "IOU", which can save the burden of proof to explain the reasons and uses of "owing" money in litigation.