The first criterion of a good house is "habitability". Being able to live here doesn't just mean that the house you can live in is a good house, but a house that can make people live comfortably and comfortably.
Whether a house is comfortable or not depends on internal and external factors, that is, apartment type and supporting facilities. Huxing determines the comfort of daily living environment, and matching determines the convenience of life.
Attention should be paid to factors such as area, floor height, lighting room, space privacy, moving line design and storage space. And the choice of apartment is different according to everyone's different needs, but there are still skills in choosing apartment. A good apartment should meet the following requirements:
1, north-south permeability
The living room and dining room are connected, and there are vents (balconies/windowsills) on both sides of the house to allow air convection from north to south. The order of residential orientation is due south > southeast > east > southwest > north > west.
2. Sufficient storey height
No matter how big the apartment is, it needs enough storage space, especially for small-area apartments, which is particularly important for the excavation of storage space!
3. Example of aspect ratio 4: 6
The width is also the lighting surface of the house. The total width of the house determines that there can be several bedrooms and halls facing south. The wider the width, the grander it is, and the golden ratio is 4: 6.
4, static and dynamic separation
The active area and static area of the room should be allocated reasonably. Mobile area is an area where people have frequent activities, such as living room, dining room, kitchen and secondary bathroom. The mobile area should be set near the entrance door, especially in the kitchen. The quiet area is mainly for residents to rest, such as bedroom, study and main bathroom. Quiet areas should be arranged on the inside of the apartment as far as possible. On the one hand, the separation of the two can reassure people who receive visitors, entertain or do housework, on the other hand, it will not disturb people who are resting and studying too much and reduce mutual interference.
5. Pay attention to privacy
Master bedroom, study and other master bedroom rest spaces should be far away from the living room and porch to ensure quiet and privacy; Luxury large-sized nanny room should be separated from the owner's life.
Buying a house is actually buying a life. In addition to high-quality apartments, the quality of life is also closely related to the supporting facilities of the community. A good house should have perfect facilities, including convenient transportation, prosperous business, the nearest school district and convenient medical care. Every detail from school education to food, clothing, housing and transportation.
Perfect facilities can meet the housing needs of every family. For office workers, convenient transportation is essential, and commuting every day is already very tired. If there is no direct traffic line, the transfer will be even more uncomfortable; For families with children, the nearest educational resources are essential; For families with elderly people, medical support is necessary. For every family, food, clothing, housing and transportation are inseparable from the perfect supporting facilities in the community.
Therefore, a "livable" good house not only needs a high-quality community, complete facilities and a good environment, but also meets the requirements of high-quality apartment types, making people live conveniently and comfortably, and can make people feel the beauty of life.
Second, it can be rented.
A good house can not only live, but also be rented. The so-called "rentable" refers to a house with fast rent and high rent. For buyers who own more than one self-occupied house or consider the separation of the first suite, when buying a house, they should not only consider the comfort of the house, but also consider whether the house is good for rent and how the rental rate of return is.
So how to choose this kind of house?
First, we need to analyze the rental rate of the house. Rent yield can measure the income of real estate investment, and there are three calculation methods:
1, rental return analysis method
Formula: (monthly after-tax rent-monthly property management fee) × 12/ total purchase price.
The greater the ratio calculated in this way, the more worthwhile the investment. Considering the rent, house price and the relative relationship between them is a simple way to choose "excellent real estate".
2. Rent yield method
Formula: (after-tax monthly rent-monthly mortgage payment) × 12/ (down payment+mortgage payment in the forward house)
This method considers the rent, price and the main investment in the early stage, which is more suitable than the rent return method and can estimate the length of the capital recovery period.
3. Internal rate of return method
The formula of real estate investment is: IRR= accumulated total income/accumulated total investment = monthly rent × accumulated rent months during the investment period/mortgage down payment+insurance premium+deed tax+overhaul fund+other investments such as furniture+accumulated mortgage payment+accumulated property management fee.
Note that the above formula takes mortgage as an example, without considering interest payment and agency fee, and considering accumulated income and investment within the investment period.
Of course, we also need to integrate theory with practice. Generally, in areas with convenient transportation, small-sized houses will be rented faster. Because most of the renters are college students who have just graduated from work, they have low requirements for the internal facilities of the house, but they have a great demand for convenient transportation. Small-sized houses can better meet this group. At the same time, the houses near the bustling business district are not only rented quickly, but also the rents are relatively high. Although these houses have high rents, they are prosperous in business, close to the business circle and convenient in work and life, which can attract professionals who come to the city to work hard.
Third, it can sell.
The third criterion of a good house is that it can be sold. Buying a house from the perspective of investment not only makes you comfortable, but also helps to replace and improve the house with the improvement of home demand in the later period.
Li Ka-shing once said that it is lots, lots or lots that determine the value of real estate. Whether it is self-occupation or investment, it is very important to choose a good location to buy a house, because the house in a good location is comfortable and convenient for self-occupation and will change hands in the future. If the investment appreciates, it will not lose money.
From the point of view of self-occupation, different age groups choose different lots, and the elderly should choose lots close to the hospital and with many activities to facilitate medical treatment and walking; Young people can choose a city with convenient transportation and complete facilities, which is convenient for communication and commuting; Families with children can choose a location close to the school, which is convenient for their children to enter the school nearby. Generally speaking, it is better to choose a place with convenient transportation such as subway.
From the investment point of view, choosing a good location depends on urban planning and understanding urban planning, so as to really choose the right location and buy the right house. Generally speaking, it depends on the ratio of residential land to commercial and residential land, transportation planning, education planning and medical planning. If the lot covers most of the key resources such as education, commerce and medical care, it can preserve the value to the greatest extent even if it does not appreciate.
No matter from the perspective of self-occupation or investment, lots are well chosen, and there is no worries about life, appreciation and later turnover.
Finally, Bian Xiao wishes everyone can afford to live, rent and sell a good house!