Property mortgage can generally be borrowed for several years.
The loan term of real estate mortgage loan is generally around 1-20 years, and the longest is not more than 30 years. In addition, the loan term of real estate mortgage loan is also related to the type of real estate, the age of the borrower and the lending institution. If individual housing is used as loan collateral, the maximum loan period is 30 years, and the sum of the housing age and loan period cannot exceed 30 years.
Banks have a lot of mortgage loans, as long as the house meets the conditions, you can get loans. If it is a personal mortgage loan, the loan amount is generally 50% to 70%. If personal credit is good and work is stable, then 70% is absolutely no problem; If it is a corporate mortgage loan, it can generally reach 60% to 80%, and some can reach 90% to 10%.
What feng shui should I pay attention to when buying a house?
1, about the floor choice of the house, this is also Feng Shui. Property buyers can choose the right floor according to their date of birth to avoid collision.
2. When buying a house, you can choose a door that is beneficial to the family according to the method of eight houses feng shui. The door of the house is taboo to the elevator, which means that the white tiger opens its mouth, which is not good for the health of the residents.
3, buying a house also needs to pay attention to the indoor pattern, choose a square house shape. The bathroom is in a suitable location. When the balcony is sunny, the hall should be spacious and the kitchen must be ventilated and bright. In addition, if more than five families live together, we must ensure that there are three bedrooms, otherwise it will be crowded, leading to disharmony between yin and yang and bringing all kinds of confusion to families.
In feng shui, a house must have a hall, and the size of the hall represents the size of the cause. Some developers leave no room for building more houses. In this case, residents can't keep their eyes open when they look out from home, which will cause the next generation to be short-sighted and unable to do great things.
How many years can the property mortgage last? What feng shui should I pay attention to when buying a house? The above is the information about real estate that everyone should know. When buying a house, everyone should grasp the problem of feng shui. Real estate mortgage is limited by the number of years. Everyone must take the situation of the real estate market more seriously. Buying a house requires a lot of common sense. If you want to get better and better, you must master common sense.