From a small perspective, a person's achievements can be seen from some of his small habits. So which bad habits make you poorer and poorer? In this issue of Wealth Feng Shui, we will take you to learn about 5 bad habits that make people poor. Let’s take a look at them together to see if you fall into them?
NO.1 Over-reliance on credit cards Nowadays, the use of credit cards has become very popular, and many young people like to use credit cards to make purchases in advance. But it’s fun when you swipe your credit card, and it’s painful when you pay off your debt. Some people will use the money from this credit card to pay off the money from another credit card, and over time they find themselves getting poorer and poorer. Friends who belong to the Year of the Rooster are the most likely to fall into this habit. The insatiable side of their character makes them always want to spend money in advance to satisfy their selfish desires. If you want to really become rich, you must restrain your infinite greed.
NO.2 The unchanged financial management method is the so-called "increase income and reduce expenditure". If you want to become rich, just "reducing expenditure" is not enough, but when it comes to the method of increasing income, everyone has his or her own way. Way. In the past, time deposits and other methods seemed to be a popular financial management method for some people, but today with soaring prices, if you choose this method, the RMB will only lie in the bank less and less. Friends born in the Year of the Ox have a stable personality. Although they have some thoughts on investment and financial management, they cannot let go of their hands when it comes to financial management. If they really dare not choose investments that are too risky, it is better to choose middle-income fixed-income financial products, or spend more with small funds. Try different financial management methods online, all of which are better than deposits.
NO.3 I don’t have the passion to make money. The editor believes that everyone has the idea of ????making money, but the action of making money is not necessarily the case. Although some people say they want to make money, they don't want to put in any effort. I just lie down and sleep at home on weekends. No matter how good the opportunity is, I will find various reasons to refuse it. This passive mentality will insulate you from making big money. Rabbits are a zodiac sign that can take things easy and often comfort themselves with the reason that "there are only so many ways to live in poverty". The term "contentment and happiness" may be very suitable for them. But after all, no one can be an individual all his life, so it is better to inspire a little enthusiasm for making money for the sake of his family.
NO.4 Wasteful Spending Don’t buy things you don’t need. This sentence seems to be just 10 words, but I believe everyone has a deep understanding of how difficult it is to do it. Who hasn’t impulse-bought one or two items during Double Eleven? Some people lose their minds and buy things when they see discounts and promotions, and some people can’t help but take them home when they see something they like. But no matter what it is, this is a roadblock on your way to wealth. As honorary members of the "Eat Soil Party", friends who were born in the Year of the Horse are often in a state of impulsive consumption and regret after buying. To cure this bad habit, it is recommended to open a bank card to automatically transfer funds every month, and then give it to someone close to you for safekeeping. This way you can save some money even if you spend impulsively.
NO.5: Not having a suitable wallet and the previous bad habits. This habit seems insignificant, but it is not. On the one hand, a wallet that you carry with you means that you are aware of the amount of cash in your hand; on the other hand, in terms of Feng Shui, it means that you respect money. Therefore it is important to have a suitable wallet. Friends born in the Year of the Tiger have a carefree personality and do not like to use wallets or pockets. They may have small change hidden in books or in various corners of the car. Although they may be surprised to find money when they look through their pockets, it is not conducive to accumulating wealth. It is best to Correction.
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