Xinxiang Jinke Tian Yue stopped work, is the loan still used?

Still in use. As of September 8, 2022, according to the bank loan accusation standard, even if the developer's funds are broken and the house is shut down, the mortgage must be repaid. Even if the developer's funds are broken and the house is shut down, the mortgage will be repaid. Xinxiang Jinketian stopped work, and the creditor of the loan is not Xinxiang Jinketian, but belongs to the bank, so it has to be repaid. From the moment the loan contract is signed with the bank, the bank is equivalent to the creditor.