For the house, about 90% buyers are so convinced that they would rather choose a new house with a remote location than accept a second-hand house with a better location. In fact, under the same or similar conditions, buying a second-hand house is actually more cost-effective. Why do you say that? Next, Bian Xiao will give you a simple analysis. Of course, there is an important premise that the conditions are the same or similar.
1, second-hand housing is more cost-effective.
The average transaction price of second-hand houses is generally lower than that of new houses because of factors such as service life and occupied houses.
Taking the data of Shenzhen from 2065438 to May 2006 as an example, the average transaction price of new houses in urban areas is 5578 1 yuan/square meter, while the average transaction price of second-hand houses is 49865 yuan/square meter, which is about 1 1% lower than that of new houses. Take a set of real estate with a total price of 3 million as an example. Buying a second-hand house will save about 330,000 yuan and save money.
2. The living environment of second-hand houses is more mature.
Many owners who moved into new houses earlier encountered a very headache, that is, neighbor decoration. Generally, newly-built residential areas will be plagued by decoration noise in five years, and it is difficult to cure this problem because of the uneven progress of decoration. Some communities with poor property management and infrastructure construction often encounter various problems such as water cut-off, water accumulation and power failure. The residential area where the second-hand house is located is relatively mature and stable due to its long occupancy time.
It is more convenient to buy a second-hand house.
For buyers who are not demanding, many second-hand houses can carry bags as long as they are simply handled, saving a lot of decoration costs and energy; The living facilities around second-hand houses are more complete, unlike many new residential areas, even buying food is a big problem; The school districts where second-hand houses are located are generally mature and of high quality. Even in the same school, the quality of education in the branch schools they set up for new communities is often different from that in our school.
4. Buying a second-hand house is more flexible and affordable.
For example, if you buy a second-hand house, you can get more housing loans through some simple operations, thus retaining more liquidity for buyers; Buying a second-hand house is also easier to find some "bargains". Compared with wily and shrewd developers, many second-hand housing owners do not hesitate to cut prices because of various problems. At this time, buyers often get very favorable bargaining power, saving a lot of housing costs.
There are more choices for buying second-hand houses.
The new housing market has always been in the seller's market, especially in many first-and second-tier hot cities. It is good to buy a house in many properties. For property buyers, they are not qualified to choose huxing, location, orientation and geomantic omen. In order to grab a suite, many people are forced to buy inferior real estate, such as garbage stations, substations, main roads and so on. Compared with the second-hand housing market, the choice is much larger, and the time is not as tight as the opening of the new site, so buyers have relatively sufficient time to buy a satisfactory property.
A house is a lifelong thing for buyers, and a set of properties that are satisfactory in all aspects is closely related to our quality of life. Of course, compared with new houses, second-hand houses also have their own disadvantages, especially with our traditional concept of living, which is just a matter of concept. However, Bian Xiao believes that from a pragmatic point of view, under the same conditions, buying a second-hand house is definitely a more sensible and rational approach.
Then, in the face of Xi 'an's complicated real estate market, how can we choose a set of high-quality second-hand houses? Bian Xiao also gave several feasible suggestions to netizens here:
Choosing a house: first, examine the cost performance.
When choosing a house, we must distinguish whether the purpose of buying a house is to live or invest. When choosing a house, we should consider the convenience of transportation and life, municipal facilities and property management level. Whether water supply, power supply and gas supply can be guaranteed, and whether sewage discharge and communication are smooth. Understand the service items and charging standards that can be provided by residential property management, visit neighbors and understand the surrounding living environment.
Understand the service life and land use period of the house, the purpose of the house, whether there are unpaid property management fees and water, electricity, gas and other expenses; Confirm the accurate area of the house, observe whether the internal structure, apartment type and pipeline of the house are reasonable, and whether there are problems with the ceiling and walls; Understand the internal structure of the house, because if you buy a house and plan to decorate it, you must ask clearly the direction of the pipeline and the location of the load-bearing wall to avoid unnecessary trouble.
Looking at the house: verifying property rights is the key.
Unclear property rights and disputes must not be purchased, which is often the most easily overlooked link when people buy a house, and it is also the root of the risk of buying a house.
Buying a house must depend on whether the relationship between land and housing property rights is clear, whether there are any disputes left over, and prevent one room from being sold for two; Review the integrity, authenticity and reliability of housing property rights. Pay attention to whether the owner's name on the real estate license is the same as that of the seller, whether there is mortgage and whether there is anyone.
Sign a contract: confirm legal identity
There are generally two kinds of contracts for buying second-hand houses. If you buy a second-hand house through an intermediary, you must sign a real estate agency contract with an intermediary company in addition to signing a sales contract directly with the owner of the house property.
Real estate agency contract is legally called intermediary contract. Before signing, we should examine their qualifications to see if they have gone through the formalities of industrial and commercial registration. Second, it is necessary to review the other party's power of attorney and confirm that the other party is the legal agent of the seller. It is necessary to sign a unified and standardized principal-agent contract with an intermediary company. The contract shall specify the agency mode, agency remuneration, agency term and agency authority, etc. , and pay special attention to whether it is stamped and whether the relevant date is clearly written.
Procedures: Necessary procedures cannot be simplified.
After three steps of house selection, house inspection and contract signing, we enter the substantive stage of buying a house. Specifically: housing area mapping, housing value evaluation, housing mortgage loan, housing property transfer, and receiving receipts.
After buying a house, you should apply for a real estate license as soon as possible, and urge the seller to move out of the account as soon as possible; Handling second-hand housing loans involves many links, takes a long time and has complicated procedures. Don't simplify the procedures because of the introduction of relatives and friends, don't trade privately, and go through the transfer formalities legally and thoroughly. The transfer of property rights must be reported to the property rights department before the transfer formalities can be handled.
Delivery: According to the contract.
After all formalities are completed, the Buyer and the Seller shall hand over the house in accordance with the terms of the contract, and accept the house decoration and ancillary facilities that cannot be removed in the house. After the acceptance, the buyer pays.
Regarding the payment of taxes and fees, it should be indicated in the "Sales Contract" which party will bear it, and the unspecified ones will be borne separately according to the regulations; Finally, according to the regulations of the real estate trading center, I must be present in person when I receive the real estate license. If you can't get the license at the scene for some reason, you should go through the notarization formalities of entrusted license in advance.
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(The above answers were published on 20 16-08-26. Please refer to the actual situation for the current purchase policy. )
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