Bank card swiping fee mainly consists of acquiring service fee charged by acquiring institution, issuing bank service fee charged by issuing institution and network service fee charged by bank card clearing institution.
For large credit card consumers such as automobile sales and real estate merchants, the problem of high credit card fees is relatively concentrated. It may lead to the phenomenon of refusing to swipe credit cards or passing them on to consumers.
For non-profit medical institutions, educational institutions, social welfare institutions, pension institutions and charities, the card-issuing bank service fees and network service fees will be fully reduced.
Extended data
The self-regulatory mechanism of Suzhou banking industry issued a resolution to implement the Notice on Standardizing Personal Housing Loan Business to Promote the Healthy Development of Housing Finance issued by Nanjing Branch of the People's Bank of China and Jiangsu Supervision Bureau of China Banking Regulatory Commission, so as to standardize Suzhou personal housing loan business and promote the stable operation of housing finance.
According to the standard of "purchasing ordinary housing for the first time", we will strengthen the review of the source of down payment funds in the implementation rules such as individual housing loans. The resolution requires that in the future, when citizens apply for mortgages, they must sign a commitment letter on the source of funds for the down payment of personal housing loans, and make it clear for the first time that they cannot overdraw their credit cards when paying the down payment for housing purchases.
Only the "Commitment Letter on the Sources of Down Payment Funds for Personal Housing Loans" clearly requires citizens who apply for mortgage loans to promise to the bank that the down payment funds for personal housing loans they apply for come from their own funds and the loan funds will not be used. Bank loan funds such as consumer loans, credit loans and credit card overdrafts cannot be used as down payment, and the behavior of "brushing down payment" through credit cards with higher quotas will also be eliminated.
People's Daily Online-The new regulations for swiping a -POS cards will be implemented, and there will be high handling fees for swiping credit cards to buy houses and cars.