What should you do with your five insurances and one gold after returning to your hometown?

What should you do with your five insurances and one gold after returning to your hometown? Faced with soaring housing prices and unattainable household registration in first-tier cities such as Beishangguang, more and more people choose to return to their hometown after working for many years. However, in addition to their dreams and feelings, there is a realistic problem. What should they do if they escape from Beishangguang?

We should know the importance of five insurances and one gold, which is related to our old age, illness and death, but giving up halfway will have a great impact on our lives. So, why can't social insurance be interrupted? What is the impact of the interruption of social insurance payment?

1, affecting buying a car and a house

For example, if you are a foreigner in a restricted city such as Beijing, you have to pay social insurance for five consecutive years to participate in lottery, buy a car and buy a house, and suspend 1 month. After five years, you can't recalculate.

2. Endowment insurance

Old-age insurance must be paid 15 years, and those who want to get a pension must pay it before retirement. If the old-age insurance is less than 15 years, the state will return all the 8%-9% pension saved in your personal account to you when you retire. All the 20% paid by the company will be transferred to the national unified pension fund to contribute to the country.

3. Medical insurance