1.On August 25th, Sun Guofeng, director of the Monetary Policy Department of the People's Bank of China, said that the digital RMB is still in the internal closed pilot testing stage, and it has not been officially launched, and there is no specific launch schedule. There are indications that the short-term launch of digital RMB wallet by China Construction Bank today is likely to be an "oolong incident". It is very likely that the internal test port was accidentally integrated into the official APP of CCB.
2. According to the personal customer service agreement of digital RMB wallet issued by China Construction Bank, digital RMB wallet refers to the legal digital RMB carrier with a unique identifiable number. According to media reports, digital RMB wallets are divided into APP wallets and hardware wallets. The service agreement also refers to the special terms agreed during the pilot period. During the pilot period, abnormal situations such as system failure, service interruption and fund error will not be ruled out, and the service content may be changed or stopped without prior notice.
1. The Shenzhen Municipal People's Government and the People's Bank of China recently launched a pilot project of digital RMB red envelopes, which were distributed in the form of "lottery", and the lottery registration channel was officially opened on June 9, 2020.
1. With the steady progress of the digital RMB pilot, the digital RMB is gradually unveiling its mystery. This digital RMB red envelope pilot will be the first time that a personal digital RMB wallet appears in front of the public, bringing a novel payment experience to consumers in some pilot areas.
2. This is the first large-scale public test of digital RMB in China. Previously, the central bank mainly conducted closed tests in small-scale scenarios such as retail, transportation card recharge, and catering, only within financial institutions, government departments, or among related merchants.
3. On June 5438+February 1 1 day, 2020, Suzhou City, Jiangsu Province started the pilot project of digital RMB red envelopes, and distributed 654.38+million digital RMB consumption red envelopes to eligible citizens, totaling 20 million yuan.
Second, the distribution background
1, the research and development of digital RMB has been advancing at a high speed. From the pilot areas, the central bank called the digital RMB pilot "4+ 1", that is, the internal closed pilot test was conducted in Shenzhen, Suzhou, "xiong'an new area", Chengdu and the future Winter Olympics.
2. From the pilot scenario, the application field is constantly expanding. The digital currency Institute of the Central Bank and JD.com recently reached a strategic cooperation. * * Based on the digital RMB project, we will jointly promote the research and development of mobile basic technology platform and blockchain technology platform. Combined with the existing scenarios of JD.COM Group, * * * will jointly promote the innovation of digital RMB mobile application function and the landing application of online and offline scenarios, and promote the ecological construction of digital RMB wallet.