About buying a new house, it depends on your identity. If you have a publicist, you two can smoke BTO. If you don't have PR status, it depends on your husband's age. If you are over 35, you can buy a two-bedroom BTO in an immature area. If your husband is under 35, you can't apply for BTO.
Pocket money still depends on your husband's age. Over 35 years old, get an allowance 15000 yuan, otherwise there is no allowance.
Of course, the resale unit will be more expensive than the new unit. However, the current BTO area is very small, saying that it is five rooms, and the four rooms that are not resold are very large.