2. When choosing the first suite in life, we should insist on buying a house for self-occupation, choose the houses in the area we are familiar with, and choose the best surrounding facilities according to our actual needs. You can really know how far hospitals, markets and supermarkets are near the intended property, and you can effectively ensure that you can buy a house that suits you.
3. When choosing the first suite in your life, you should inquire about the market information of real estate and developers. Friends who are going to buy an existing home should know about the sales of the house from people they know, and then make the final purchase decision according to the information they have. This can effectively ensure that you can buy a house that suits you.
4. When choosing the first suite in your life, you should define a general building scope according to your own savings and the expected price target of buying a house, and buy a house according to your own ability, so as to avoid being unable to afford a house on a whim, which can effectively reduce the possibility of making a wrong choice.
5. When choosing the first suite in life, if you don't have rich experience in choosing a house, choose several real estates to compare them on the spot. According to the results of the comparison, you can help yourself to sum up the differences and differences of each building. Finally, you should make the final purchase decision according to your actual needs, so as to effectively ensure that you can buy a house that suits you.
6. When choosing the first suite in your life, you should choose a few rest days to actually look at the real estate, not just listen to the introduction of real estate sales. Friends who are ready to buy hardcover rooms can effectively ensure that they can buy a house that suits them.
How to identify the first suite
1, the loan has already bought a suite, the commercial loan has been settled, and then the loan is used to buy a house-the first set.
I bought a suite with a loan and later sold it. You can't find the property through the house registration system, but you can find the loan record in the bank credit information system, and then you can borrow money to buy a house-the first set.
3. I bought a suite in full and bought a house with a loan-the first set.
4. I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I took out a loan to buy a house-the first set.
5. There are two commercial loan records in the name of the individual, all of which have been paid off and sold, and two sets of house sales certificates can be provided at the same time. In this case, when refinancing, the first set will count.
6. One commercial loan has been paid off, and the other is the provident fund loan has been sold. At the same time, you can provide proof of house sale and apply for a commercial loan to buy a house-the first set.
7. Husband and wife, one party buys a house with a commercial loan before marriage, and the other party buys a house with a provident fund loan before marriage. After marriage, they want to borrow money in the name of husband and wife. If the loan has been paid off, banking financial institutions can flexibly grasp the loan interest rate and down payment ratio according to specific factors such as the borrower's solvency and credit status.
8. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record before marriage but no real estate under his name. After marriage, he buys a house and applies for a loan-the first set is counted.