What's the difference between a debit card and a credit card?

The difference between debit card and credit card is as follows:

1, the consumption mode is different: credit cards can be consumed first and then paid, while debit cards can only be consumed if there is money in the card.

2. The card number design is different: the card number of credit card is embossed, while most debit cards are in flat font (of course, this is not absolute, and many debit cards are also embossed numbers now).

3. Different logos: Some dual-currency credit cards have the VISA or Master logo on the front, while debit cards don't.

4. The signature column is different: the signature column of credit cards is 7 digits, while most debit cards don't.

5. Different signature dates: the cardholder's name pinyin and credit card expiration date are printed on the front of the credit card, while the cardholder's name pinyin is not printed on the front of the debit card, and most debit cards have no expiration date.

Extended data:

Ease of use and popularity: Debit card is one of the most commonly used payment tools in e-commerce because of its ease of use and wide popularity. More than 20 million outlets around the world accept signature debit cards from some international brands. Ease of use is one of the reasons why debit cards are becoming more and more popular.

Debit card can not only save you the trouble of carrying cash, but also be convenient to use and pay quickly. The monthly statement (or statement) can clearly show all transaction records.

Safe and reliable: Debit cards are as safe as credit cards. If your debit card is lost or suspected of being stolen, you should report the loss to your bank immediately to prevent others from stealing and reduce losses.

Remember: the issuing bank provides you with consumer protection, which does not mean that you can care about your debit card; Debit cards, like money in bank accounts, should be properly kept.

References:

Baidu encyclopedia-debit card