Loss assessment processing flow of vehicle assessment agency
With the increasing utilization rate of cars, traffic accidents happen from time to time, which not only damages cars, but also endangers personal safety, so drivers and friends must drive carefully. Then the question comes, how do we identify the car damage caused by traffic accidents? In fact, the state allows the establishment of vehicle appraisal institutions, so if a car wants quality appraisal, it can be handled by a vehicle appraisal institution.
Let's take a look at the specific process. 1. Confirm the subject of the accident. After the public security organ confirms the scene, the price firm will calculate the price of the vehicles and articles detected by the public security organ. Both parties to the accident and the insurance company should go to the appraisal site for confirmation at the same time, so that the appraisal result is more real.
2. The appraisal result came out. If both parties to the accident or the insurer have doubts about the appraisal results, they shall apply for re-appraisal within 5 days. If the time is missed, the traffic police detachment will no longer be allowed to handle the appraisal, and the appraisal result can be obtained again within 10 days.
3. The evaluation conclusion takes effect. If the parties to the accident or the insurer have no dispute about the appraisal result, the appraisal result will take effect immediately after being confirmed by the public security traffic management department. If you are in doubt about the appraisal result in the future, you can't apply for appraisal again, because the first appraisal result has already produced legal effect.
Matters needing attention in the evaluation:
1. After the accident, the parties to the accident should immediately appraise the lost price of the vehicle, because according to the law, the appraisal is only valid for seven days, unless the parties are unconscious in the accident or have other circumstances that can't apply on time, the public security organ can extend the appraisal time by seven days after verifying these circumstances. If you still do not apply for identification within the extended period, you are not allowed to apply for vehicle identification again.
2. After the traffic accident, if the car is not seriously damaged, but it also causes some losses, then we can determine the loss price by identifying the depreciation loss of the car. Because the car is not seriously damaged, the depreciation loss of the car should be evaluated according to the situation after the car is repaired.
The above is the introduction of loss appraisal of vehicle appraisal institutions.
What's the difference between the vehicle appraisal agency of God Comics and the vehicle judicial appraisal?
1. What's the difference between a vehicle appraisal agency and a vehicle forensic appraisal?
There are six differences between vehicle appraisal center and vehicle judicial appraisal: application time, applicant, selection procedure of appraisal subject, expenses, appraisal items and appraisal completion period.
1. Application time difference
Vehicle identification center: when dealing with road traffic accidents.
Judicial expertise of vehicles in litigation activities.
2. Differences between applicants
Vehicle identification center: when the traffic administrative department of the public security organ makes an application or considers it necessary.
Vehicle judicial appraisal: judicial organs and arbitration institutions need it according to the application of the parties or when they think it is necessary.
3. Identify differences in subjects' selection procedures.
Vehicle identification center: the identification institution must have relevant qualifications and be designated by the traffic management department of the public security organ.
Vehicle judicial appraisal: the appraisal institution shall file with the judicial organ and draw lots for selection.
4. Differences in cost burden
Vehicle identification center: The expenses shall be borne by the traffic management department of the public security organ, except for disability identification and property loss assessment as otherwise stipulated by laws and regulations or entrusted by the parties themselves.
Vehicle judicial appraisal: the appraisal fee shall be paid by both the client and the parties.
5. Identify differences in the project
Vehicle identification center: it mainly identifies the facts that affect the accident identification, such as accident traces, damaged parts, modification or not.
Vehicle forensic identification: mainly identify vehicle performance, vehicle value, vehicle depreciation and whether it belongs to motor vehicle category. The specific content depends on the appraisal content put forward by the parties to the court.
6. Evaluate the variance during the completion period
Vehicle Appraisal Center: The traffic administrative department of the public security organ shall determine the time limit for completing the inspection and appraisal with the appraisal institution, which shall not exceed 30 days at the longest. For more than 30 days, it shall be reported to the traffic administrative department of the public security organ at the next higher level for approval, but the longest period shall not exceed 60 days.
Vehicle judicial appraisal: The judicial appraisal institution shall complete the appraisal within 30 working days from the effective date of the judicial appraisal power of attorney.
If the appraisal matters involve complex, difficult and special technical problems or the appraisal process takes a long time, the time limit for completing the appraisal may be extended with the approval of the person in charge of the institution, and the extension period shall generally not exceed 30 working days. Second, how to choose a traffic disability appraisal institution?
The medical appraisal of mental illness shall be carried out by the hospital designated by the provincial people's government. Those who are disabled due to traffic accidents should be treated after being appraised by a qualified disability appraisal institution. The appraisal of disputed property shall be conducted by an appraisal institution with appraisal qualification. Qualified inspection, appraisal and evaluation institutions shall file with the traffic management department of the public security organ of the provincial people's government, and the traffic management department of the public security organ may introduce qualified inspection, appraisal and evaluation institutions to the parties, and the parties shall choose by themselves.
Disability assessment should be based on the therapeutic effect after human injury, carefully analyze the relationship between disability and accidental injury, and evaluate it realistically. The evaluation opportunity should be based on the injury directly caused by the accident or the end of treatment of complications caused by the injury. If there is any objection to the end of the treatment, the case-handling organ may organize relevant professionals to carry out appraisal to determine whether the treatment is over. Evaluators should be qualified personnel.
Vehicle identification is usually carried out after traffic accidents, mainly to evaluate the losses of vehicles involved, and the corresponding evaluation institution is the vehicle identification institution, which is what we call the vehicle identification center. This is different from the forensic identification of vehicles. Judging from the occurrence stage, the former is in the process of dealing with traffic accidents and the latter is in the process of litigation.
Handling Process of Loss Assessment of Vehicle Assessment Agency @20 19