20 16 interpretation of Zhuhai's new mortgage policy, how much is the down payment for the first home loan in Zhuhai?

1. For the first time, a resident family buys an ordinary house (which means that it has never bought a house). According to the national policy, the minimum down payment ratio is not less than 30%.

2. For households with housing loan records but no housing when applying for loans to purchase houses, the minimum down payment ratio for applying for commercial personal housing loans to purchase ordinary housing shall be no less than 30%.