2. accept. Zhaoqing City Housing Provident Fund Management Center is located in the window staff of the business service halls of counties (cities) in the city to verify the application materials, and to approve on the spot the application materials that are complete and conform to the prescribed format. Must accept the management center (management department) staff on-site investigation, or need to look at the file, can not be approved on the spot, on the spot to issue a receipt of housing provident fund withdrawal business information, and explain the reasons for not being approved on the spot. If the conditions for acceptance are not met, explain the reasons for rejection or the materials that need to be submitted.
3. recognition. Zhaoqing City Housing Provident Fund Management Center is located in the window of the business service hall of counties (cities) in the city, and the handling personnel approve it on the spot, and the window is closed. The applicant will receive the receipt of Zhaoqing housing provident fund on the spot; If it is not passed, a receipt of rejection shall be issued.
Conditions for withdrawal of provident fund:
Housing category:
1, non-loan purchase of owner-occupied housing;
2. Loan to purchase owner-occupied housing;
3. Construction and renovation of self-occupied housing;
4, overhaul occupied housing;
5. The monthly rent for renting a house for self-occupation exceeds 15% of the family's monthly income.
Non-housing category:
1. Employees have paid in full for three consecutive months. If my spouse and I don't own a house in the deposit city, they can withdraw the housing provident fund to pay the rent;
2. Renting public rental housing can be fully extracted according to the actual rental expenditure;
3. If the commercial house is leased, the withdrawal amount shall be determined according to the local rent level and housing area.
Extract material
1. Identity cards of the applicant and his/her spouse.
2. Housing provident fund joint card (or related current savings passbook and savings card);
3. Marriage certificate or marriage certificate;
4. Monthly repayment voucher of the current year (the latest loan balance, remaining term and other loan information shall be available, and the loan bank shall seal it for confirmation);
5. Loan receipt or personal loan payment voucher (loan information such as loan term, loan amount and interest rate in the loan contract is not required).
legal ground
Regulations on the administration of housing provident fund
Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.
The risk of housing provident fund loans shall be borne by the housing provident fund management center.