Newborns or the elderly are often inoculated with various vaccines to prevent diseases. Although the benefits of vaccination far outweigh the risks in today's advanced technology, it is not afraid of 10 thousand, and the risks of vaccination can not be ignored just in case. Parents are old, how to buy insurance? I just sorted out the relevant contents, hoping to help you: buy insurance for parents and the elderly, and be sure to avoid these pits!
1, abnormal reaction after inoculation.
Abnormal reactions after vaccination are often worrying. According to the statistics of CDC, the adverse reaction of BCG is one in a million. Even if the probability is small, China's population base recruits hundreds of people every year. This abnormal reaction is called "devil's draw". If abnormal reactions are treated, drug resistance may occur due to long-term medication, and finally bone marrow transplantation can only be performed.
2. Vaccine-coupled diseases
Coupling disease is the incubation period or precursor period of the disease before inoculation, and it leads to the disease after inoculation, which is called coupling disease. Coupling syndrome has nothing to do with the vaccine itself, but ordinary people will think that it is caused by the vaccine and need detailed investigation and analysis to determine it.
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Second, the coverage of vaccination additional insurance
Vaccine insurance belongs to accidental injury insurance. At present, many insurance companies have launched vaccination related insurance programs. When the insured is hospitalized within 48 hours after vaccination, or there are abnormal reactions or coupled diseases, he will even double the actual medical expenses such as bed fee, operation fee, medicine fee and treatment fee, which greatly reduces the worries of the insured. At the same time, many insurance companies not only provide protection for accidental death, disability and medical treatment caused by vaccination, but also give certain subsidies for hospitalization food expenses incurred during medical treatment. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Third, how to choose the insurance for additional vaccination?
1, choose the most cost-effective.
You can choose some insurance with high cost performance, low price, high compensation and comprehensive services, which is also a good choice.
2, choose to protect vaccination accidents
Sometimes, when vaccinated, not only abnormal reactions will occur, but also some vaccination accidents will occur. If it is caused by improper operation of the staff, it belongs to vaccination accident. We should choose insurance to prevent vaccination accidents.
If you are really worried about the risks brought by the vaccine, you can buy two copies at the same time, and the price is not very expensive.
When choosing to buy additional vaccine insurance, you must choose according to your actual situation in order to provide effective protection.