Ningde provident fund loan amount

Step 1: first consult the local provident fund management center, such as application conditions, preparation materials and so on. Step 2: Prepare the materials. If you meet the loan conditions, you must first prepare: sales contract, house payment receipt, husband and wife ID card, husband and wife household registration book, marriage certificate and other related materials. Please refer to the regulations of the local provident fund management department for details. Step 3: Submit the provident fund loan application form and materials to the provident fund management department, and conduct a preliminary examination of the housing provident fund in combination with the materials and application forms. The contents of the audit include: loan qualification, limit period, etc. If the applicant's qualification, loan amount and loan term pass the preliminary examination, you will be issued a notice of collateral review and evaluation. Step 4: The applicant takes this notice to the designated appraisal institution to appraise the value of the purchased house. It should be noted here that affordable housing does not need to be evaluated. Step 5: Go to the provident fund center with the appraisal report issued by the appraisal institution. If the appraised price is consistent with your loan amount, a Notice of Investigation on Entrusted Loan for Housing Fund Management Guarantee will be issued. Step 6: Go through the guarantee procedures; Step 7: sign a loan contract; Step 8: Withdraw money from the bank window of the provident fund management center within the specified date and receive the bank receipt.

I. The replenishment process of the provident fund is as follows:

1. Payment services that can be directly handled by bank outlets;

2, must be approved by the housing provident fund management agencies to repay the business;

3, the approval process, belongs to the bank outlets directly handle overdue business, managers should strictly follow the business operation process. If it is approved by the housing provident fund management institution, the functional department of the management institution shall be responsible for accepting it. The examination and approval procedures are as follows: the department manager makes a preliminary examination, the department head reviews it and reports it to the competent leader for approval.

Second, the provident fund to pay the required materials:

1. The unit shall fill in the Supplementary Book of Housing Provident Fund uniformly printed by the management center, hereinafter referred to as the Supplementary Book.

2. The unit shall fill in the "Housing Provident Fund Repayment List" uniformly printed by the management center, hereinafter referred to as the "Repayment List", in duplicate, stamped with the seal of the unit, one kept by the unit and one kept by the management department.

3. The reasons for overdue payment need to be explained separately, and a copy of the official seal of the unit should be filled in by way of overdue payment.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.