Exquisiteness and poverty describe a lifestyle that is common among young people. Although I didn't earn much, I didn't give up my pursuit of exquisiteness. I am poor for the life I long for and the things I like, and I live happily and brightly.
This is more to describe some girls, whose ability can't keep up with their ambitions, but they have to learn the lifestyle of the upper class.
Every time at the end of the month, I will hear some girls yelling: no money, no money, so I can only live by eating instant noodles.
Hearing this news, I really want to say: if I had known this, why did I have to?
Money is not everything, but you can't do anything without it. At any time, girls should have a certain sense of saving, and you should know how to save some money for yourself.
Under certain circumstances, deposit is a kind of confidence, which means more choices. When some unexpected events come, if you have no savings, it means that your quality of life will be more affected.
A girl said: I used to be this kind of girl who earned as much as she spent. I thought making money was spending, some of it was for my family, and the rest was spent on it.
I didn't understand the importance of money until the epidemic broke out and my credit card was maxed out without calling them one by one.
During that time, I was really depressed and I lost confidence. Later, I tried to pay back the money. I stipulate that rent, living expenses and clothes should be saved every month. My income is not much, but I think the future is predictable. I am trying to increase my income. Anyway, I realized the joy of saving money, and I hope there will be more and more cards.
So, here I give you five tips to save money, hoping to help.
02
If you want to save money, you must first learn to increase income channels. If you earn 3000 yuan a month, it is a bit difficult for you to save 2000 yuan a month.
After all, the daily expenses of living every month are above 1500. It is not a good way to save money by blindly reducing your own living needs.
So how to open source? In this regard, I think you should start with what you are best at, most professional and most interested in, and use your hobbies to achieve it.
If you like writing, you can find some part-time jobs such as writing. If you like design, you can find some jobs related to design.
All these can make you earn one or two thousand yuan more every month.
Many times, the reason why girls can't save money is that they spend too much and often buy unnecessary supplies, such as cosmetics and clothes.
After she bought it, it was useless and she didn't wear it, but she put it directly in the closet or on the makeup rack. When she remembered, she found that the dress was out of date or that set of cosmetics was out of date.
If so, the money would have been wasted. When you realize this problem, you should do some parting for yourself properly and reduce unnecessary daily expenses. Luxury goods such as clothes and bags, you have to buy some high-end ones.
On the premise of ensuring their quality of life, reduce expenses.
As the saying goes, if you don't manage money, money will ignore you. It doesn't mean that you have to have a lot of money to manage your finances. Big money begins with the accumulation of small money.
In this case, if you don't know anything, you can learn from the basics, learn some wealth management products, and buy some more stable products.
Don't blindly follow the trend and control the risk within the unit you can bear.
Adhere to the fixed investment. After a long time, you will find that you have accumulated a lot of wealth.
Every girl should form the good habit of keeping accounts.
Bookkeeping may not make you money, but through constant combing and summary, you can understand where all your money comes from Where have you been?
This is the part that everyone needs to sort out through bookkeeping.
In the process of bookkeeping, reduce unnecessary expenses through comparison. After a long time, you will find your life more and more regular.
What do you mean by new debt?
When the general bond fund products were first issued, the issue price was relatively low. At this time, investors' subscription for newly issued bonds is called new debt.
At the time of subscription, investors who can buy bonds will be selected by lottery, which is called lottery. Investors who win the lottery buy bonds at the issue price of bonds, which requires little cost, and then they can get higher returns by selling bonds.
Generally, new bonds will not fall below the face value after listing, and there will be almost no loss. Therefore, there are generally many investors who make new debts.
In this case, it will take about a month, and your principal can be returned. The more you win, the more you earn.
These five money-saving tips can make a huge difference in your life. You may feel that you can't save more money at first, but every little makes a mickle. As time goes on, you will find that your capital is increasing.
Start your savings plan from now on.
Today's topic:
What tips do you have to save money?
Welcome to share.