1, the provident fund needs to be withdrawn for buying a house and using a mortgage, and it can be withdrawn once a month, and the total amount of withdrawal shall not exceed the actual housing expenditure. If you buy a house, but you don't use the mortgage, you can pay it in one lump sum. Employees and their spouses can withdraw the housing provident fund in full once every quarter, up to four times a year. If it is because of the purchase of demolition and resettlement houses, it can only be extracted once.
2. If you need to withdraw the provident fund for renting a house, you can withdraw it once a year, and the amount of each withdrawal shall not exceed the prescribed one-year withdrawal limit. Moreover, it should be put forward during the period of housing lease and go through the formalities of housing provident fund withdrawal.
3. Housing accumulation fund is a personal housing savings fund specially used for housing consumption expenditure stored by employees according to regulations. Housing provident fund is cumulative, that is, housing provident fund is not an integral part of employees' wages, and it is not paid in cash. It must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented.