202 1 Summary of China Urban Housing Purchase Restriction Policy

(1) Beijing 1, 1 House (including newly-built commercial houses and second-hand houses) is restricted in Beijing: (1) Families with household registration in this city (including servicemen, families of armed police stationed in Beijing and families with valid work residence permits in Beijing); (2) Non-registered families who hold valid temporary residence permits in this city, have no housing in this city, and have paid social insurance or personal income tax continuously in this city for more than 5 years (inclusive). 2. Suspend the sale of Beijing housing to them: (1) Households with household registration in this city that already own two or more houses; (2) Non-local registered households with 1 apartment or above; (3) Non-local registered families who cannot provide valid temporary residence permits and have paid social insurance or personal income tax payment certificates in this city for more than 5 years (inclusive). (2) Shanghai 1, Shanghai's purchase restriction of 1 apartment: (1) Households registered in this city who own 1 apartment; (2) Non-local registered families who have paid social insurance or personal income tax for five years or more in this city are restricted to purchase 1 house. 2. Suspend the sale of houses to them in Shanghai: (1) Households registered in this city who already own two or more houses in this city; (2) Non-local registered households with 1 apartment or above; (3) Non-local registered families who cannot provide proof of paying social insurance or personal income tax in this city for five consecutive years or more. (3) Households with household registration in Guangzhou are restricted to purchase 2 sets of houses (including newly-built commercial houses and second-hand houses, the same below); Families who are not registered in this city can provide proof that they have paid personal income tax or social insurance for more than three years in this city within five years before the date of purchase, and the purchase is restricted to 1 house. Non-resident families in this Municipality are not allowed to purchase houses by paying back personal income tax payment certificates or social insurance payment certificates. (4) Shenzhen registered families (including families whose family members are registered in Shenzhen) continue to implement the policy of restricting the purchase of two sets of housing; Adult singles (including divorced) registered in this city are restricted to purchase 1 house in this city; Non-local registered families who can provide proof of continuous payment of personal income tax or social insurance in this city for five years or more from the date of purchase are restricted to purchase 1 house; Overseas institutions and individuals should purchase houses in strict accordance with relevant policies. The purchase time shall be based on the signing time of the purchase contract on the information system of the real estate administrative department of this Municipality. (5) When applying for the purchase of 1 house, families of Suzhou residents who are not registered in this city should provide the personal income tax payment certificate or social insurance (urban social insurance) payment certificate that they have paid 1 year or more in Suzhou (including Wujiang District), Kunshan City and Taicang City within two years before the date of purchase; Suspend the sale of newly-built commercial housing and second-hand housing to 1 set and above non-local households; Suspend the sale of new commercial housing and second-hand housing to households with three or more sets of household registration in this city; Real estate development enterprises and real estate brokerage institutions shall not sell commercial housing to unqualified buyers. The purchaser shall provide relevant proof materials of the existing housing situation and issue a written commitment. In violation of the above provisions, the real estate transaction and real estate registration department shall not handle the relevant formalities. All kinds of foreign talents introduced in Suzhou shall be subject to the housing purchase policy of registered residents in this city with reference to relevant supporting documents. This opinion applies to Suzhou City (including Wujiang District), Kunshan City and Taicang City. (6) The following three types of families in Xiamen will suspend the sale of commercial housing with a building area of 1.800 square meters or less within their respective administrative areas. 1. Households with two or more houses registered in this city; 2. Non-local registered households with 1 house or more; 3. Non-local registered families who cannot provide personal income tax or social insurance certificates for more than 2 years in this city within 3 years before the date of purchase. The above commodity housing includes newly-built commodity housing and stock housing (second-hand housing). The transaction time is determined as follows: the purchase of new commercial housing is based on the online signing time of the commercial housing sales contract, and the sale of existing housing (second-hand housing) is based on the business acceptance time of the municipal real estate registration center. (7) Hangzhou will suspend the sale of houses to non-local households with 1 set or more houses within the urban restricted purchase range, including newly-built commercial houses and second-hand houses. The scope of purchase restriction is Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou Economic and Technological Development Zone, Hangzhou Zhijiang National Tourism Resort, Xiaoshan District and Yuhang District, excluding Fuyang District, Dajiangdong and Lin 'an, Tonglu, Jiande and Chun 'an. On March 20 17, Hangzhou's purchase restriction policy was further increased. On March 2nd, in order to further implement the national real estate market regulation spirit of "houses are used for living, not for speculation" and promote the stable and healthy development of Hangzhou real estate market, on the basis of the measures of purchasing restriction implemented in some areas on September 9th, 1965 and upgraded on October 6th, 1965, according to the decision of the municipal government. The Hangzhou Housing Security and Real Estate Administration issued the Notice on Further Adjusting the Purchase Restriction Measures, which made it clear that from 20 10, the purchase restriction policy was mainly reflected in three aspects: 1, and the scope of purchase restriction was expanded. From March 3, 20 17, Fuyang District and Dajiangdong Industrial Cluster are included in the scope of purchase restriction, that is, within the urban area (including Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (55.750,0.00,0.00%) (Binjiang), Hangzhou Economic and Technological Development Zone and Hangzhou Zhijiang International Travel Service. 2. Adjust the period of personal income tax or social insurance certificate for non-local household registration from 1 to 2 years. From the original "continuous payment 1 year or more in this city for the first two years since the date of purchase" to "continuous payment for more than two years in this city for the first three years since the date of purchase", non-registered families in this city are not allowed to purchase houses by paying personal income tax or social insurance. 3. Local household registration is limited to 2 sets, and non-local household registration is limited to 1 set. Clearly suspend the sale of newly-built commercial housing and second-hand housing to households with registered residence in this city who already own two or more houses and households with non-registered residence in this city who already own 1 houses and above. After the Lunar New Year, the demand for real estate in Hangzhou is strong, and some investment demand, including the demand for buying houses from other places, is heating up again, especially in non-restricted areas such as Dajiangdong and Fuyang. The proportion of foreign investors buying houses has increased more obviously, and the proportion of foreigners buying houses in Dajiangdong has been as high as 50% for several months. Professor Jia Xinghua from the Real Estate Research Center of Zhejiang University believes that the demand for real estate in Hangzhou is very strong recently, and the relationship between supply and demand is tense. Increasing the intensity and scope of purchase restriction is conducive to curbing investment demand, protecting real demand, stabilizing market expectations, and contributing to the healthy and sustainable development of Hangzhou real estate market. (8) Nanjing will suspend the sale of houses to families with 1 sets or above who are not registered in this city, including newly-built commercial houses and second-hand houses. Suspend the sale of new commercial housing to households with 2 or more houses in this city. When non-Nanjing resident families apply for the first home purchase, they should provide the payment certificate of accumulated personal income tax or social insurance (urban social insurance) of 1 year or above in Nanjing in the first two years from the date of purchase. Adult singles with Nanjing household registration (including divorced) are restricted from buying houses in this city. (9) Non-local resident families who own 1 set or more houses in Tianjin will be suspended from buying houses again in the six districts of Tianjin and wuqing district, including new commercial housing and second-hand housing. (10) Within the scope of Zhengzhou Airport Economic Comprehensive Experimental Zone, Zhengdong New District, Zhengzhou Economic Development Zone and Zhengzhou High-tech Zone, it is restricted to buy houses below 1 80 square meters (excluding 180 square meters) for local households with two or more houses and non-local households with1set of houses. February 265438+February 2 1,180m2 (including new commercial housing and existing housing) are included in the scope of purchase restriction. Non-Zhengzhou household registration families, when buying a house in this city, need to provide proof of paying personal income tax or social insurance for more than 2 years (including 2 years) in this city. (11) Chengdu High-tech Zone, Chengdu Tianfu New District, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pixian County are subject to housing purchase restriction, and natural persons and legal persons with the same identity can only purchase 1 set of newly-built commercial housing (the legal entity has purchased commercial housing with its own funds, unless it is audited for employees' self-occupation). Residents with household registration in Nanyuan and Tianfu New District of Chengdu High-tech Zone, or other residents with household registration who have stable employment in Nanyuan and Tianfu New District of Chengdu and have paid social insurance or personal income tax continuously for more than 1 year, have no self-owned housing in this area, and have not purchased new commercial housing in the housing restricted area after 20 16 1. Residents who do not meet the above conditions are not allowed to buy commercial housing in the above areas. On March 20 17, Chengdu's purchase restriction policy was further upgraded. At 7 o'clock on the evening of March 23, the Chengdu Municipal People's Government suddenly issued the Notice on Improving the Housing Purchase Restriction Policy in our city (hereinafter referred to as the Notice). The notice not only requires buyers to pay social security for 24 months in a row, but also second-hand houses are within the scope of this provision. 1. Expand the scope of housing purchase restriction and include second-hand houses in the scope of housing purchase restriction. If the purchaser purchases second-hand housing in the housing restricted area, it shall meet the conditions for purchasing commodity housing stipulated in documents No.37 and No.45 of the Office of the Municipal People's Government [2065438+06], and can only purchase 1 new house (including commodity housing and second-hand housing). 2. Strengthening the Regional Occupation-Residence Balance If you buy a house in Chengdu High-tech Zone West Park, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District, the purchaser must have a household registration in the restricted area, or have a stable employment in the restricted area and have paid social insurance continuously for more than 24 months. The purchase restriction policy of the Southern Park of Chengdu High-tech Zone and the administrative area directly under Chengdu in Tianfu New District will continue to be implemented according to the documentNo. [2065 438+06]45, but non-registered residents in this area must pay social insurance continuously for more than 24 months. 3. Strengthen the qualification review of house purchase. Non-local residents are not allowed to buy houses in restricted areas by paying social insurance. Housing management, human society and other departments should earnestly perform their duties, strengthen departmental cooperation, strengthen the qualification examination of housing purchase, and ensure that housing purchase restrictions are implemented. 4. The reasonable housing demand of major investment projects and high-end talents introduced by supporting organs, enterprises and institutions can be exempted from the time limit of household registration and social security payment after being recognized by the local district government (administrative committee), but the purchased commercial housing shall not be listed and transferred within 5 years from the date of contract filing, and the second-hand housing shall be loaded into the real estate register. 5. Severely crack down on illegal acts, strengthen market supervision, standardize market order, and severely investigate and deal with illegal acts such as collecting sincere money, inflating decoration expenses in disguised form, forging or falsely issuing social insurance payment certificates. (12) Wuxi real estate development enterprises shall not sell multiple sets of commercial houses to the same buyer; Suspend the sale of newly-built commercial housing to non-local households with 1 set or more houses. (13) Families with Jinan household registration in this city are restricted to purchase 2 sets of houses. Non-local households are restricted from buying 1 house in our city (proof of paying personal income tax or social insurance in cities and towns for more than 24 consecutive months is required). This policy is applicable to Lixia District, Shizhong District, Huaiyin District, tianqiao district, Licheng District and Jinan High-tech Zone. (fourteen) in the urban area of Hefei (excluding four counties and one city, the same below), the sale of new commercial housing to households with two or more houses in the urban area is suspended; Suspend the sale of newly-built commercial housing and existing housing to non-urban household households who own 1 apartment in the urban area within two years before the date of purchase or cannot provide personal income tax or social insurance certificates for more than 1 year. (15) The scope of housing purchase restriction in Wuhan is: Jiang 'an, Jianghan, Hekou, Hanyang, Wuchang, Qingshan, Hongshan District, Wuhan East Lake New Technology Development Zone, Wuhan Economic and Technological Development Zone (excluding Hannan), Shidonghu Eco-tourism Scenic Area, gold and silver lake in Dongxihu District, Wujiashan (east of Beijing-Zhuhai Expressway, south of Shanghai-Chengdu Expressway, west of Fuhe and Hongtu Road) and Zhifang in Jiangxia District. Qianlong Island (east of Jiangxia District 107 National Road and north of Shanghai-Chengdu Expressway) and Panlongcheng of huangpi district (east of Wuhan Outer Ring Expressway, south of Houhu Expressway, west of Daihuang Expressway and north of Fuhe River). In the restricted purchase area, Wuhan registered residents are prohibited from buying a third house; Non-Wuhan residents must provide proof that they have paid social insurance or personal income tax continuously for two years (including two years) before the date of purchase, and it is forbidden to buy a second house. (16) Zhuhai will suspend the sale of ordinary houses with a building area of 1 44 square meters or less to families with three or more sets of local household registration, families with 1 set of local household registration and non-local household registration who cannot provide proof of continuous monthly personal income tax or social insurance payment1year in this city before the purchase date. (seventeen) in the administrative area of Dongguan City, households with two or more houses in this city have suspended the sale of new commercial housing; For families who own 1 house and cannot provide the accumulated personal income tax or social insurance certificate of 1 year or more in this city within two years before the date of purchase, and non-local registered families who own two or more houses, the sales of new commercial housing will be suspended. (eighteen) Fuzhou City, the following three types of families, to suspend the sale of commercial housing within the scope of the city's five urban areas with a construction area of 144 square meters and below. 1, households with household registration in five urban areas of this city have two or more sets of commercial housing; 2. Non-registered households with five districts of this city 1 set of commercial housing and above; 3. Non-local registered families who cannot provide personal income tax or social insurance certificates of 1 year or above in five districts of this city within two years before the date of purchase. (XIX) Foshan implements the purchase restriction policy for new commercial housing in the whole area of Chancheng District, Guicheng Street, dali town and Feishui in Nanhai District, Daliang Street, Chencun Town, Beizhen Town and Lecong Town in Shunde District: 1. If a household registered in this Municipality owns two or more houses in this Municipality, the sales of new commercial housing in the above areas will be suspended. 2. Non-local households without housing can purchase 1 set of new commercial housing in the above areas. 3. Non-registered households who own 1 apartment in this city should provide the personal income tax payment certificate or social insurance payment certificate that has been paid in this city for more than 1 year within two years before the date of purchase when purchasing the second set of newly-built commercial housing in the above area, and it will not be recognized through the overdue personal income tax or social insurance payment certificate. 4. Non-registered households in this city have two or more houses in this city, and the sales of new commercial housing in the above areas will be suspended. (20) Nanchang is located in donghu district, Xihu District, qingyunpu district, Qingshan Lake District, Nanchang Economic and Technological Development Zone, Nanchang High-tech Development Zone, Honggutan New District and other areas (namely Zhimin Avenue, Meilin Avenue, Gangkou Avenue, Fenghe North Avenue, Hero Bridge and Fudayou Road in the north, Wusha River tributaries along chauncey Avenue, Huangjiahu Road and Shengfeng Expressway in the west, and Xiangyun in the south). East is bounded by Aixihu West Road, Aixihu South Road and Changdong Avenue), and the sale of new commercial housing to registered residents in this city who already own/kloc-0 or more houses in the urban area is suspended; Suspension of the sale of new commercial housing and stock housing to non-local residents who already own 1 set or above housing in urban areas. (XXI) Hainan On the morning of February 28th, the Housing and Construction Department of Hainan Province convened 42 real estate development enterprises and 28 intermediaries to hold a forum. At the meeting, the Housing and Construction Department of Hainan Province stated that the next step will be to strengthen supervision and cooperate with relevant departments to continue rectification, and six specific measures will be taken: 1 to strictly investigate and deal with overselling. For false propaganda, hoarding of housing, property hoarding, and artificial shortage of housing, increase exposure and punishment, and cancel the business qualification if the problem is serious, and investigate the responsibility of relevant personnel; 2. Strengthen the supervision of pre-sale behavior. Without obtaining the pre-sale permit to sell or take the form of subscription or lottery to collect the pre-sale money in disguise, it shall be ordered to stop the illegal act, confiscate the illegal income, collect the pre-sale money, and impose a fine according to law; 3. Strengthen the management of price filing. If the sales price exceeds the record price by more than 5%, and the price rises at will, it shall be ordered to make rectification within a time limit, suspend online signing and stop issuing the late pre-sale permit; 4. Strengthen the supervision of intermediary market. The filing of intermediaries will be announced one after another, and the online signing will be suspended for unregistered intermediaries selling commercial housing and real estate development enterprises entrusting unregistered intermediaries to sell commercial housing; 5. Improve the supervision of pre-sale funds. It is required that the cities and counties that have not yet established the supervision system for pre-sale funds of commercial housing must do so before the end of June 2065438+2007, and all the pre-sale funds of commercial housing will be included in the supervision account to ensure that they are used for project construction; 6. Improve the market supervision system. On the basis of the implementation of online signing and filing of new commercial housing transaction contracts, we will accelerate the online signing and filing of second-hand housing transactions and housing lease contracts, establish a supervision system for second-hand housing transaction funds, accelerate the establishment of a real estate market credit system and an intermediary supervision service platform, and build a complete market supervision system. At the meeting, the Housing and Construction Department of Hainan Province also talked about the heads of enterprises 19 who were recently publicly exposed for violating laws and regulations.