To receive digital RMB in Shenzhen, you need to apply for an appointment in advance, and then distribute red envelopes in the form of "lottery". After winning the lottery, you can download the "Digital RMB APP" according to the guidelines and open the "Personal Digital Wallet" for collection and use. Finally, the digital RMB APP can only be downloaded by the winning bidder.
If the user doesn't understand the scene, he can make an inquiry through the "My Shenzhen" reservation platform, but if the transaction exceeds the red envelope amount, he can recharge the wallet with a bank card or bind the wallet for payment. In addition, the digital RMB must be used up within the specified time.
When using digital RMB, it is as convenient as Alipay and WeChat. The user can directly scan the merchant's payment code or the merchant can scan the user's payment code for consumption. If there is a return after purchase, the digital RMB amount paid by self-service recharge will be refunded first, and then the red envelope amount will be refunded.