How to manage money with a monthly income of 7000-8000?

The first thing to say is that there are almost no low-risk and high-yield products in the short term, otherwise everyone will invest. Yes, in the long run, many projects in the capital market are still low risk.

Financial management needs clear goals. In view of the situation of the landlord, I would like to make the following suggestions:

1, prepare around 10000 as emergency reserve fund, and keep it in the form of demand deposit or monetary fund.

2, because I don't know the age of the landlord, I won't elaborate, but the landlord can consider buying appropriate insurance to prevent risks.

3. After the completion of the risk and guarantee plan, investment planning can be carried out according to the target. Investment can be made in the form of fixed investment by the fund. You can also buy some financial products. I don't want to talk about it because I don't have a specific goal.