1. The account is risky. If the borrower changes any information during the loan operation, the account display is risky. It takes about 72 hours to thaw automatically.
2. overdue freezing. If the borrower loans overdue, the system will automatically unfreeze within 24 hours after the user pays off the debt.
3. Personal credit information is tainted. If there are some credit stains on the credit report because of insufficient personal comprehensive score, it will be more troublesome to thaw it. Borrowers need to provide some materials that can prove their personal qualifications, and wait patiently for more than three months before they can restore the loan amount.