Medicare responded to the counter-offer. Recently, a "counter-offer video" at the negotiation site of national medical insurance products triggered a heated discussion. Wei Xu, a medical insurance expert, lowered the price of daglizine tablets for treating type 2 diabetes from 5.62 yuan to 4.36 yuan. He said: "There are 654.38 billion polyuria patients in China. Assuming that 654.38+00% use this product, the price will be reduced by 654.38+0 cents, and China will save 65438+10,000 yuan in 654.38+0 days. One year is to save more than 36 million.
What is the medical insurance counter-offer?
1. Grasp the initiative with rich experience.
The negotiation started from165438+1October 1 1 and lasted for three days. On the third morning, a scene called "soul bargaining" appeared. Enter the negotiation venue, and decide which negotiation room the negotiation team will enter through on-site lottery. After that, the negotiating team can get the information.
165438+ 10 13 in the morning, the medical insurance expert group led by Wei Xu negotiated dapalezine tablets, a drug for treating type 2 diabetes. The second quotation given by the enterprise is 5.62 yuan.
2. "4.4 yuan 4 is too much, ugly, a little lower."
After negotiation, the enterprise representatives gave 4.4 yuan's quotation in the fifth round. At this time, Xu Wei has another wave of "soul bargaining". "Four is too much, which China people feel ugly. Let's reduce 4 cents, 4.36, shall we? "
3. The negotiators observe each other.
Negotiations, to a great extent, test the hearts of both sides. Enterprises do not know the expected payment price of the medical insurance bureau, so they should be cautious about the quotation; On the other hand, medical insurance experts can neither show their cards, but also try their best to guide enterprises to quote prices that meet expectations. Therefore, in the negotiations, both sides are watching.
4. Better and better inclusion in medical insurance payment.
During the three-day negotiation, 97 of 150 products were successfully negotiated, and the average price dropped by more than 60%, which will directly reduce the burden level of patients using these products to below 20%, and some products even fell below 5%. As one of the experts involved in the negotiations, Wei Xu is pleased with the result of such negotiations.
How do individuals pay medical insurance?
How to pay personal medical insurance:
Personal medical insurance registration process:
1, with my ID card, household registration book, employment certificate and other relevant supporting materials, go to the street (community) social security service agency where my household registration relationship is located (if my household registration relationship is not in this city, you can go to the location or residence of my labor relationship) to go through the insurance registration procedures.
2, social security service institutions unified to the county medical insurance agencies centralized medical insurance registration, change of registration or cancellation of registration procedures within the jurisdiction of the insured.
Personal medical insurance payment method:
1, the insured pays the medical insurance premium annually. If you pay again after the initial insurance or interruption of payment, you will pay the medical insurance premium according to the actual remaining months of the year.
2. After the insured reaches the statutory retirement age, I can voluntarily pay the medical insurance premiums for the remaining years in one lump sum (large medical insurance premiums should continue to be paid) or pay them annually.
Friendly reminder:
The payment standard of individual medical insurance is divided into two grades, which are chosen by individuals voluntarily:
1. Annual fee for the first year:
Pay 5% of the average wage of employees in urban non-private units in our city last year (hereinafter referred to as social wage) (1%is used to establish mutual insurance for large medical expenses);
2. Secondary annual fee:
Pay according to 1 1% of the social wage of our city in the last year (1% is used to establish mutual insurance for large medical expenses). The specific standards are published annually by the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau.
Is there a medical insurance university at home?
Do you still have a medical insurance university at home? There is no conflict between family medical insurance and school medical insurance, because the two kinds of medical insurance are different in nature. The medical insurance of the school is for college students, and you can reimburse the doctors in your school. The cooperative medical care at home is for seeing a doctor at home. However, if only one of the two kinds of medical insurance can reimburse hospitalization expenses, it cannot be reported together. Because social medical insurance can only enjoy one copy and cannot be enjoyed repeatedly.
Personally, I suggest buying both medical insurance. Why? First of all, these two are not expensive, and they are the inclusive policies given to us by the state. Secondly, no one knows what kind of disease he will get next year. The ailment was solved and both were reimbursed. In case of bad opportunities and high medical expenses, wouldn't it be nice to reimburse both of them? .
In addition, medical insurance itself is just in case, just like a fire extinguisher. If it is medical insurance in commercial insurance, then it is recommended to buy only one. Of course, it depends on the amount. If the amount is too low, you can buy more.