I once heard a passage, but I can't remember the specific words, saying that there are two ways to change fate. First, this person is out of control, doing evil, so what awaits him is the most tragic ending. There is also a way to practice, which will break away from the original road and then change to the road of practice, such as practicing Buddhism, and the fate will change. When you are finished, you will become a Buddha, not reincarnation, not the Three Realms.
Later, when I read Four Disciplines, it turned out that ordinary people can also change their income. People's income in this life comes from virtue. If they pay attention to chanting Buddha, doing good deeds and accumulating virtue, they can be changed, at least they can be transshipped.