1, deposits of urban and rural residents and units
(1) Current account: 0.30
(2) regularly:?
1. lump sum deposit and withdrawal: three months1.35%; Half a year1.55%; One year1.75%; 2.25% in two years; 3 years 2.75%; Five years, 2.75%.
2. lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit and interest: 1.35% for one year; Three years1.55%; Five years 1.55%.
3. Fixed job and two conveniences: a one-time discount of 60% at the same grade interest rate within one year.
2. Agreement deposit: 1.00
3. Notice deposit: 0.55% per day; Seven days 1. 10%.
2. The deposit interest rate is the ratio of interest amount to deposit amount in a certain period. Also known as deposit interest rate. Is the standard for calculating deposit interest. There are annual interest rate, monthly interest rate and daily interest rate (also called annual interest rate, monthly interest rate and daily interest rate). The annual interest rate is expressed as a percentage of the principal, and the monthly interest rate is expressed as a percentage of the principal; The daily interest rate is expressed as a few ten thousandths of the principal. China used to call the interest rate a few cents. The deposit interest rate is an economic lever for banks to absorb deposits, and it is also an important factor affecting the cost of banks. China's deposit interest rate is determined by the state according to objective economic conditions, currency circulation, supply and demand of market materials, and taking into account the interests of all parties.
3. BANK OF CHINA (English name: Bank of China) is a large state-owned bank managed by the central government and a national deputy ministerial unit. It was established with the approval of Dr. Sun Yat-sen on February 5, 2002. China's banking business covers commercial banks, investment, securities, funds and aircraft leasing. It has been listed in China, Hongkong Stock Exchange and Shanghai Stock Exchange. China Bank is mainly engaged in commercial banking business, including corporate finance business, personal finance business and financial market business. According to the comparative advantages, the development of China Bank rationally allocates resources and constantly introduces differentiated products and services. Adjust and improve the internal operation mechanism, further improve the risk management system, and improve the scientific and transparent credit decision-making; Handle business according to prudent accounting principles and increase transparency; Establish a strict target responsibility system and an incentive and restraint mechanism serving this system; Strengthen education and training to cultivate BOC culture.