1, affordable housing units receive the Housing Provident Fund Personal Loan Application Form, and borrowers provide personal information according to the requirements of the Housing Provident Fund Management Center.
2, affordable housing units to submit the original personal loan information, two copies of the housing provident fund credit management department audit.
3. The Housing Provident Fund Credit Department shall review the submitted personal loan information and submit it to the Housing Provident Fund Loan Committee for approval after signing the review opinions.
4. The Housing Provident Fund Management Center transmits the approved personal loan information to the entrusted bank, and the bank signs a loan contract and a mortgage contract with the borrower.
5. The housing provident fund management center informs the affordable housing construction unit to transfer the deposit of 5% of the total loan amount to the designated account of the center.
6. The Housing Provident Fund Management Center entrusts the bank to transfer the total amount of employee individual housing provident fund loans to the infrastructure account opened by the affordable housing construction unit in the bank.