Conditions and methods of extracting Yulin housing accumulation fund

The extraction conditions of housing provident fund are: no tenant pays rent; Terminate or terminate the labor relationship with the unit, the account has been sealed for more than 6 months or the withdrawal of housing provident fund has been suspended for more than 24 months and the account has been sealed; Retired; Enjoy the minimum living guarantee; Purchase, construction, renovation, overhaul of owner-occupied housing or repayment of principal and interest of owner-occupied housing mortgage loan. If you want to withdraw the provident fund, employees must first apply to the unit, and the unit will review the relevant certificates submitted by individuals. In line with the extraction conditions, the unit shall fill in the "Approval Form for Individual Extraction of Housing Provident Fund" and affix the reserved seal. The unit manager or individual employee shall go to the provident fund center where the account has been opened to handle the transfer business with the "Approval Form for Individual Provident Fund Extraction" approved by the provident fund center and the "Transfer Certificate of Housing Provident Fund Management Center" filled in and signed by the unit. The provident fund center will transfer the housing provident fund applied by employees to its basic settlement account, and the unit will take it out and distribute it to employees.

1. What are the extraction conditions of housing provident fund?

1, purchase, build, renovate and overhaul owner-occupied housing;

2, reached the national legal retirement age, or has officially gone through retirement procedures;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

Second, the provident fund withdrawal process:

1. Sign the payment agreement. The Buyer and the Seller sign the loan fund transfer payment agreement.

2. Entrusted assessment. The loan applicant entrusts a housing appraisal institution recognized by the housing provident fund management center to evaluate the transferred house and issue an appraisal book.

3. Housing transfer. The buyers and sellers handle the house transfer formalities in the real estate registration department, sign the house sales contract, complete the deed tax payment formalities in the tax collection and management center, and obtain the property right certificate after the transfer.

4. Loan application. The loan applicant shall fill in the Application Form for Individual Housing Provident Fund Loan at the Housing Provident Fund Management Center with the materials required for the aforementioned provident fund loan, and make a record of the loan interview.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 26 The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant the loan, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.