What's wrong with the bank commemorative coin reservation?

There is no risk. Commemorative coins are legal tender issued by a country to commemorate international or domestic political, historical and cultural events, outstanding figures, places of interest, rare animals and plants, sports events, etc. They include ordinary commemorative coins and precious metal commemorative coins. Commemorative coins are legal tender issued by a country to commemorate international or domestic political, historical and cultural events, outstanding figures, places of interest, rare animals and plants, sports events, etc.

Including ordinary commemorative coins and precious metal commemorative coins. Ordinary or refined quality, limited edition.

Ordinary commemorative coins can be circulated, but precious metal commemorative coins cannot be circulated. Chinese commemorative coins are legal tender designed and manufactured by China Banknote Printing and Minting Corporation and issued by China People's Bank. Commemorative coins are usually issued to commemorate major political and historical events, traditional culture and other events of special significance in China. Ordinary commemorative coins have the same function as the RMB currently in circulation, and are equivalent to the RMB with the same denomination.

Commemorative coins are legal tender and are divided into precious metal commemorative coins and ordinary commemorative coins.

Precious metal commemorative coin

Precious metal commemorative coins include commemorative coins made of precious metals such as gold coins, silver coins, platinum coins, palladium coins or their alloys, which have a wide range of themes, exquisite craftsmanship and strong ornamental value, and are mostly issued in sets. There are also round coins, square coins, colored coins and sector coins with denominations of 50 cents, 5 yuan, 10 yuan, 50 yuan, 100 yuan, 200 yuan, 300 yuan, 500 yuan, 800 yuan, 1500 yuan, 2000 yuan, 1000 yuan, respectively. The issue price of such coins is generally dozens or hundreds of times the face value. Therefore, the denomination is only a symbolic currency symbol, which does not indicate its true value, so it cannot be circulated and its denomination is not recorded in the market cash flow.

Ordinary commemorative coin

Ordinary commemorative coins include ordinary metal commemorative coins and commemorative banknotes.

Ordinary metal commemorative coins are divided into ordinary coins and refined coins. Ordinary commemorative coins are mainly designed and cast with the theme of major events, festivals, anniversaries and rare animals at home and abroad. It is a legal tender issued by the state that can be circulated but has commemorative significance. After issuance, it can be circulated with the same value as the circulating RMB, and its denomination is recorded in the cash circulation of the market and becomes a part of the money supply. Its denomination is: 10 cent, 1 yuan, 5 yuan, 10 yuan. Ordinary commemorative coins have the same function as the RMB currently in circulation, and are equivalent to the RMB with the same denomination. However, the commemorative coins in circulation are not only pure currency, but also currency specially issued to commemorate an important theme.